RiverSource Life Insurance companies are consistently ranked in the highest categories by top rating agencies. Generally, RiverSource Life Insurance Co. of New York receives the same ratings as RiverSource Life Insurance Company.
| Rating agency | Rating | Outlook | As of Date |
| A.M. Best | A+ (Superior)
Second highest of 15 ratings |
Stable outlook | 08/30/10 |
| Fitch IBCA, Duff & Phelps (Fitch) | AA- (Very Strong)
Fourth highest of 24 ratings |
Stable outlook | 06/21/10 |
| Moody's Investor Service (Moody's) | Aa3 (Excellent)
Fourth highest of 21 ratings |
Stable outlook | 03/08/10 |
| Standard & Poor's (S&P) | AA- (Very Strong)
Fourth highest of 21 ratings |
Stable outlook | 07/29/10 |
These ratings apply to assets in the insurance company’s general account. All guarantees are based on the continued claims paying ability of the issuing company and do not apply to the performance of the variable subaccounts, which will vary with market conditions.
RiverSource Distributors, Inc. (Distributor), Member FINRA. Insurance and annuity products are issued by RiverSource Life Insurance Company, and in New York, by RiverSource Life Insurance Co. of New York, Albany, New York. These companies are affiliated with Ameriprise Financial Services, Inc. Member FINRA. Only RiverSource Life Insurance Co. of New York is authorized to sell insurance and annuities in New York.