RiverSource Life Insurance companies are consistently ranked in the highest categories by top rating agencies. Generally, RiverSource Life Insurance Co. of New York receives the same ratings as RiverSource Life Insurance Company.
| Rating agency | Rating |
| A.M. Best
Company's financial strength. Ability to meet contractual obligations. |
A+ (Superior)
Second highest of 15 ratings |
| Fitch IBCA, Duff & Phelps (Fitch)
Claims-paying ability. Asset/liability management. |
AA- (Very Strong)
Fourth highest of 24 ratings |
| Moody's Investor Service (Moody's)
Company's financial security. Claims-paying ability. |
Aa3 (Excellent)
Fourth highest of 21 ratings |
| Standard & Poor's (S&P)
Company's financial security. Ability to meet their contractual obligations. |
AA- (Very Strong)
Fourth highest of 21 ratings |
These ratings apply to assets in the insurance company’s general account. All guarantees are based on the continued claims paying ability of the issuing company and do not apply to the performance of the variable subaccounts, which will vary with market conditions.
RiverSource Distributors, Inc. (Distributor), Member FINRA. Insurance and annuity products are issued by RiverSource Life Insurance Company, and in New York, by RiverSource Life Insurance Co. of New York, Albany, New York. These companies are affiliated with Ameriprise Financial Services, Inc. Member FINRA. Only RiverSource Life Insurance Co. of New York is authorized to sell insurance and annuities in New York.