RiverSource.com

Annuity Key Benefits

Choose an annuity that's right for you.

RiverSource® annuities offer many benefits that can help provide the retirement income you need and protect what matters most to you. For example, the money in an annuity grows tax deferred, giving retirement savings the potential to grow faster. And you can choose when to take income from an annuity – when you need it or for your lifetime. Variable and fixed annuities offer additional unique benefits.

Variable annuities

With a RiverSource variable annuity, you have the opportunity to take advantage of market gains over time. You can benefit from:

  • Accumulation: Take advantage of the market's growth potential to build as much wealth as possible.
  • Flexibility: Choose from a wide range of investment options from well-known fund families.
  • Wealth transfer: Protect your legacy with guaranteed death benefits and transfer assets directly to your beneficiaries.

Fixed annuities

A RiverSource fixed annuity can provide a fixed rate of return and protect your original principal, which you’ve worked worked hard to earn. Add balance to your portfolio with these benefits:

  • Guaranteed principal: Add protection for your hard-earned savings, because the amount you invest is guaranteed.
  • Guaranteed returns: Enjoy guaranteed growth with the comfort of a guaranteed interest rate, no matter what's happening in the market.
  • Added security: Build a diversified portfolio comprised of high-quality fixed income investments, with your principal and interest rate backed by the strength and stability of RiverSource Life Insurance Company and, in New York, RiverSource Life Insurance Co. of New York.

Your financial professional can help you determine which variable annuity is right for you.

Click here for important information about the variable annuity products including features and benefits.

All guarantees are based on the continued claims-paying ability of the issuing company and do not apply to the performance of the variable subaccounts, which will vary with market conditions.