Stages of your retirement
While everyone's vision of retirement may be different, we all share the same basic goals to help us be financially prepared. As you are planning your retirement, consider the following goals you may have at each stage.
Leaving money for an inheritance or charitable legacy is identified as an important financial goal of 65% of retired Americans who have $200,000 or more in investable assets.¹
Stage 3: Share your legacy with those you'll leave behind
Smart retirement planning doesn't end with retirement. You may also consider your loved ones. But when there's no way to predict what the market will do, how can you make sure your legacy is protected? Some investments could lose value before being passed on to your heirs.
Will your heirs receive less because of losses in your investments? How can you grow your money so you can pass on as much as possible? Can you reduce the expense burdens your heirs may face after you're gone?
RiverSource® annuities can help you take control of your legacy, with a range of solutions that help you address the challenges of market risk and help increase what you leave behind. Our solutions offer:
- Protection features that enable beneficiaries to get back at least what you invested (less withdrawals), no matter what happens in the market
- Options to increase what you leave behind to help beneficiaries offset expenses and taxes
- The ability for you to control how beneficiaries access what is left behind
RiverSource annuities offer you the ability to take control of your legacy. Talk with your Ameriprise financial advisor today to learn more about how RiverSource annuities can help you reach your retirement goals. Or, call our Ameriprise Advisor Center at (800) 257-8740 8 a.m. to 5 p.m. Central time Monday through Friday.
The guarantees offered by RiverSource annuities are backed by the strength and soundness of RiverSource and our continued claims-paying ability. These guarantees do not apply to the performance of the investments in your annuity, which will vary with market conditions.
View important information about annuities
¹The Positioning of Assets in Retirement, a survey conducted by LIMRA Research, 2010.