RiverSource.com

RiverSource® Quantum Select

RiverSource Quantum Select is a flexible premium, fixed annuity that offers rate and timeline options to help meet your needs.

Overview

Getting Started Minimum initial payment Non-Qualified:  $3,000  Qualified: $2,000
Additional payments $100 minimum allowed in most states. Each additional payment has its own withdrawal charge schedule. 
Maximum issue age

Non-Qualified, Roth IRA, or rollovers and transfers to a SEP IRA:  Age 85

New contributions to a SEP IRA: Age 70.5
Withdrawals1 Withdrawal charges
Year:  1 2 3 4 5 6
Chg: 8% 7% 6% 4% 2% 0%
Each additional payment will have its own withdrawal schedule.
Withdrawal privileges During the first year, 15% of the initial payment may be withdrawn systematically without penalty. After the first year, up to 15% of the prior anniversary contract value can be annually withdrawn without charge.
Rates and Guarantees

Minimum Guaranteed Rate is 1.00%.
Initial base rate guarantee period options of 1, 3 and 5 years.
All guarantees are based on the continued claims-paying ability of the issuing company.

For costs and complete details of coverage, speak to your financial professional. Certain types of contracts, features and benefits may not be available in all states. We offer other variable annuity contracts with different fees, charges and features. Not every contract is available through the same selling broker/dealer. You can contact us to find out the availability of other contracts (800) 333-3437 (for New York call (800) 504-0469).

Click here for important information about the fixed annuity products including features and benefits.

All guarantees are based on the continued claims-paying ability of the issuing company.