RiverSource^® Immediate Annuity

Guaranteed income for life: the retirement solution

Guaranteed income from a RiverSource Immediate Annuity has some distinct advantages over taking periodic withdrawals from other investment products.

• It's reliable – Guaranteed income is not affected by the circumstances in your financial life or the economy.
• It's your choice – You select the payout option that fits your lifestyle.
• It's tax advantaged – A portion of each payment from your non-qualified income annuity is return of principal and earnings so you spread out your tax burden.

Optional payout features

• Annual Payout Increase – If you like a guaranteed payout but worry about inflation eroding your purchasing power, this optional feature to select a 2%, 3% or 4% annual increase to your income payments
• Lump-sum Withdrawals – If you feel you may need to access your annuity's remaining value, this optional feature allows you to take a portion of your annuity's present value if an unforeseen event arises.

All guarantees are based on the continued claims paying ability of the issuing company.