RiverSource^® SecureProvider^℠ income annuity

Do you have the following concerns about income in retirement?

• Making sure I have enough income to cover my expenses
• Having a steady, reliable income no matter what is happening in the market
• Keeping up with inflation and increasing healthcare costs

Guaranteed income from a RiverSource SecureProvider income annuity has some distinct advantages over taking periodic withdrawals from other products.

• It's simple: Identify your income needs and any potential gaps, determine the amount of income needed to fill the gap and select a payout option.
• It's certain: You may face challenges in retirement around meeting your goals that revolve around uncertainty — The SecureProvider income annuity can reduce the uncertainty.
• It's tailored: You can select from a variety of payout options that can be tailored to best meet your income needs.

You can create guaranteed income that works like your own "personal pension" with the RiverSource SecureProvider income annuity. This simple, certain and tailored solution helps you fill the gap and live a more secure retirement.

The SecureProvider income annuity is not a pension plan. A pension plan is required to meet the federal law requirements of the Employee Retirement Income Security Act of 1974 (ERISA).

Before you purchase an income annuity be sure to ask your financial advisor about the annuity’s features and benefits and whether the annuity is appropriate for you based on your financial situation and objectives.

Talk to your financial advisor today to learn how the SecureProvider income annuity can provide a simple, certain and tailored solution to meet your income needs.

The income guarantees provided by the SecureProvider income annuity are backed by the strength and soundness of RiverSource Life Insurance Company and RiverSource Life Insurance Co. of New York.