RiverSource® Variable Annuities

Covering a lifetime of financial needs.

Variable annuities are retirement planning products that offer you the opportunity to take advantage of market gains over time. A variable annuity's rate of return changes along with the market, making it a valuable long-term investment tool.

Variable annuities offer unique optional living benefit riders for an added fee, that may allow you to grow your savings, lock in market gains and guarantee income for life.

With variable annuities you can:

  • Choose from a wide array of variable investment options that fit your retirement goals and risk tolerance.
  • Lock in your gains and leverage guarantees to help keep the money you invested secure.

A variable annuity might be a good choice for you if:

  • You want to benefit from potential long-term market gains.
  • You are comfortable with market fluctuation and would like to allow your investments the opportunity to keep pace with inflation over a long period of time.
  • You're looking for guarantees from a portion of your retirement portfolio.

There is no assurance that an annuity or optional rider will keep up with inflation.

Click here for important information about the variable annuity products including features and benefits.

All guarantees are based on the continued claims-paying ability of the issuing company and do not apply to the performance of the variable subaccounts, which will vary with market conditions.