Optional Living and Death Benefit Riders

Optional living and death benefit riders available with RiverSource® annuities help you enjoy income during retirement and/or pass on wealth.

Living Benefits

When combined with a RiverSource variable annuity, optional living benefit riders, which are available for an additional charge, can allow you to take advantage of the upside market potential and leverage guarantees to protect the money you've invested.

Death benefits

See how a standard death benefit or an optional death benefit rider can help protect and pass on wealth to your beneficiaries.

Product and rider availability, including any related fees and expenses, may vary by state and affiliated company. Click here for important information about the variable annuity products including features and benefits.