Optional Living and Death Benefit Riders

Optional living and death benefit riders available with RiverSource® annuities help you enjoy income during retirement and/or pass on wealth.

Living Benefits

When combined with a RiverSource variable annuity, optional living benefit riders, which are available for an additional charge, can allow you to take advantage of the upside market potential and leverage guarantees to protect the money you've invested.

Death benefits

See how a standard death benefit or an optional death benefit rider can help protect and pass on wealth to your beneficiaries.

Click here for important information about the variable annuity products including features and benefits.

All guarantees are based on the continued claims-paying ability of the issuing company and do not apply to the performance of the variable subaccounts, which will vary with market conditions.