Solving your retirement puzzle and living more confidently throughout retirement

RiverSource^® variable annuities can help you address the challenges of retirement with confidence and build your retirement portfolio in a number of powerful ways. We have optional benefits available for an additional fee that are designed to help you take charge of your retirement, so you can grow your assets with protection, live more confidently in retirement, and share your legacy with those you love.

Optional benefits available with your variable annuity can help you live more confidently throughout retirement.

• SecureSource 3 NY^SM benefit
  • Provides opportunities for income growth
  • Provides a lifetime income that can help you meet your retirement expenses

Share a legacy with your beneficiaries.

Smart retirement planning doesn't end when you retire. You may also care very much about the people and causes that mean most to you. Will your heirs receive less because of losses in your investments? When there's no way to predict what the market will do, how can you make sure they'll receive as much as possible?

RiverSource variable annuities offer optional death benefits for an additional fee to help you:

• Grow — Opportunities to lock in gains on your contract anniversary
• Guarantee — Protect your principal regardless of market performance
• Give — Maximize the wealth you are able to leave behind

Talk with your Ameriprise financial advisor today to learn more about how RiverSource annuities can help you reach your retirement goals. Or, call our Ameriprise Advisor Center at (800) 257-8740 8 a.m. to 5 p.m. Central time Monday through Friday.

The guarantees offered by RiverSource annuities are backed by the strength and soundness of RiverSource Life Insurance Company, and in New York by RiverSource Life Insurance Co. of New York, and their continued claims-paying ability. These guarantees do not apply to the performance of the investments in your annuity, which will vary with market conditions.