Optional Death Benefits

Leave more for those who matter most to you.

A RiverSource^® variable annuity is designed to meet your evolving needs and help you take charge of your financial future. Optional death benefit riders (available for an additional fee) allow you to customize your annuity so you can share your legacy with those who matter most to you.

RiverSource offers a wide range of optional death benefits that may help you:

Protect It: Safeguard your heirs' inheritance from market losses.
Lock It: Automatically lock in contract anniversary gains for your heirs.
Take It: Be assured your heirs will receive no less than your original investment, adjusted for withdrawals.

Your financial professional can help you determine which optional death benefits may be appropriate to help you pass on your dream to others as you wish.

Product and rider availability, including any related fees and expenses, may vary by state and affiliated company. Click here for important information about the variable annuity products including features and benefits.