Optional Living Benefits

Enjoy a lifetime of protection and income.

A RiverSource^® variable annuity may provide you with financial opportunity and security. Optional living benefit riders (available for an additional fee) allow you to customize your annuity to give you added protection, growth and income solutions you may be looking for to help you take charge of your retirement.

RiverSource offers a wide range of optional living benefits designed to help you:

Protect It: Guarantee your principal investment as you seek to maximize your retirement nest egg, regardless of market performance.
Lock It: Automatically lock in gains on your contract anniversary.
Take It: Take guaranteed lifetime income in retirement.

Your financial professional can help you determine which optional living benefits may be appropriate to help meet your changing financial needs and live the life of your dreams.

Click here for important information about the variable annuity products including features and benefits.

All guarantees are based on the continued claims-paying ability of the issuing company and do not apply to the performance of the variable subaccounts, which will vary with market conditions.