Solving your retirement income puzzle

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With retirement comes greater freedom and new priorities – along with the need to create your own reliable and secure source of income. Your retirement could last 20, 30 or more years. How can you create an income that will cover your needs? Think of this as your "retirement puzzle."

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Take charge of your retirement with a RiverSource variable annuity with the SecureSource Stages 2 benefit.

This benefit provides income protection and growth opportunities along with the security of knowing your income is guaranteed to last a lifetime. Even if your investment goes all the way to zero, you are guaranteed to get an income stream for the rest of your life. The SecureSource Stages 2 benefit is an optional feature that can be added to your RiverSource variable annuity for an additional fee (the fee is charged annually on the greater of the contract anniversary value or the Benefit Base):

• Single life benefit (for just you): 1.10%. The fee can increase but will never exceed 1.75%.
• Joint life benefit (for you and your spouse): 1.35%. The fee can increase but will never exceed 2.25%.

A RiverSource variable annuity with the SecureSource Stages 2 benefit can help you solve the retirement puzzle, and achieve a more confident retirement.

Talk with your Ameriprise financial advisor today to learn more about how RiverSource annuities can help you reach your retirement goals. Or, call our Ameriprise Advisor Center at (800) 257-8740 8 a.m. to 5 p.m. Central time Monday through Friday.

The guarantees offered by RiverSource annuities are backed by the strength and soundness of RiverSource and our continued claims-paying ability. These guarantees do not apply to the performance of the investments in your annuity, which will vary with market conditions.