Portfolio Navigator Program
Portfolio Navigator Program
The Portfolio Navigator program funds of funds are sold exclusively as underlying investment options of variable annuity and life insurance products offered by RiverSource Life Insurance Company and RiverSource Life Insurance Co. of New York (collectively, RiverSource Life). The program allows you to allocate your contract or policy values to subaccounts that invest in RiverSource Variable Series Trust funds of funds managed by Columbia Management Investment Advisers, LLC, an affiliate of RiverSource Life. RiverSource Life, Columbia Management Investment Advisers, LLC and their affiliates may receive revenue related to assets allocated to the funds of funds. Prior to participating in the program, you should read the description contained in the applicable variable product and funds of funds prospectuses.
About Morningstar Associates, LLC
Morningstar Associates, LLC is a registered investment adviser and wholly owned subsidiary of Morningstar, Inc. Morningstar Associates provides consulting services to Columbia Management Investment Advisers, LLC with regard to portfolio construction, investment allocation, investment selection, and periodic portfolio evaluations, relating to the Portfolio Navigator Program funds of funds, but is not acting in the capacity of investment adviser to individual investors in the funds of funds. Morningstar Associates is not affiliated with Columbia Investment Advisers, LLC or its affiliates. The Morningstar name and logo are the property of Morningstar, Inc. Neither Morningstar Associates nor Morningstar, Inc. is affiliated with, endorses or otherwise provides a testimonial for the products of RiverSource Life Insurance Company, RiverSource Life Insurance Co. of New York, or Columbia Management Investment Advisers, LLC.
Neither Morningstar Associates nor Morningstar, Inc. is affiliated with, endorses or otherwise provides a testimonial for the products of RiverSource Life Insurance Company, RiverSource Life Insurance Co. of New York, or Columbia Management Investment Advisers, LLC.
The asset allocation services and subaccount selection services provided in the Portfolio Navigator program may be provided through other investment alternatives.
About variable annuities
Variable annuities are insurance products that are complex long-term investment vehicles which are subject to market risk, including the potential loss of principal invested.
You should consider the investment objectives, risks, charges and expenses of the variable annuity and its underlying investment options carefully before investing. For a free copy of the annuity's prospectus and underlying investment's prospectus, which contains this and other information about variable annuities, call 1 (800) 333-3437. Read the prospectus carefully before you invest.
RiverSource Distributors, Inc. (Distributor), Member FINRA. Insurance and annuity products are issued by RiverSource Life Insurance Company and in New York, by RiverSource Life Insurance Co. of New York, Albany, New York. Only RiverSource Life Insurance Co. of New York is authorized to sell insurance and annuities in New York.