The RiverSource Term life insurance series offers you an economical way to meet short-term protection goals. One of the simplest types of life insurance, RiverSource Term, provides:
If your needs change, you have the option to convert to a universal or variable universal life insurance policy issued by RiverSource Life Insurance Company or in New York, RiverSource Life Insurance Co. of New York. You can do so without evidence of insurability - if you're 65 or younger - during your policy's specified time period as long as the new policy is of an equal or lower coverage amount to your existing policy. Unlike permanent insurance policies, term insurance has no cash value to the insured.
All guarantees are based on the continued claims paying ability of the issuing company.
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Before you purchase, be sure to ask your sales representative about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
RiverSource Distributors, Inc. (Distributor), Member FINRA. Insurance and annuity products are issued by RiverSource Life Insurance Company and in New York, by RiverSource Life Insurance Co. of New York, Albany, New York. These companies are affiliated with Ameriprise Financial Services, Inc. Only RiverSource Life Insurance Co. of New York is authorized to sell insurance and annuities in New York.