RiverSource® Foundations Protector® Universal Life Insurance Overview

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including waiver of premium due to disability, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

If you have higher coverage needs, Foundations Protector – Estate Series can help. It offers the same benefits as Foundations Protector in coverage amounts of $1 million or more.

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak to your financial professional for more information including rider availability.
 

For more detail, please select the state in which you reside to review the three important documents below.

Foundations Protector Universal Life Insurance product brochure  
Optional AdvanceSourceSM rider brochure  
AdvanceSource rider outline of coverage.  

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.

RiverSource Distributors, Inc. (Distributor), Member FINRA. Insurance and annuity products are issued by RiverSource Life Insurance Company and in New York, by RiverSource Life Insurance Co. of New York, Albany, New York. These companies are affiliated with Ameriprise Financial Services, Inc. Only RiverSource Life Insurance Co. of New York is authorized to sell insurance and annuities in New York.