RiverSource® Foundations® Universal Life Insurance Overview
Protection, growth and flexibility
RiverSource Foundations universal life insurance offers you permanent protection and opportunities to grow cash value while minimizing your exposure to risk. It offers:
- Income tax-free death benefit
- Protection on one life
- Tax-deferred growth at a fixed rate of return with a guaranteed minimum
- Flexible premium and face amounts
- 20-year or lifetime no-lapse guarantee
- Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*
If you have higher coverage needs, consider RiverSource Foundations Universal Life - Estate Series. It offers the same benefits as Foundations Universal Life in coverage amounts of $1 million or more.
All guarantees are based on the continued claims paying ability of the issuing company.
*Certain riders may not be approved in all states and restrictions may apply. View products at a glance or speak to your financial professional for more information including rider availability.
For more detail, please select the state in which you reside to review the three important documents below.
| Foundations Universal Life Insurance product brochure | |
| Optional AdvanceSource® rider brochure | |
| AdvanceSource rider outline of coverage. |
Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.