Are RiverSource Advice-Built® Solutions Right for Me?

RiverSource Advice-Built solutions are designed to help today's investor address investment challenges by offering strategies with built-in, professional advice that makes investing less complicated.

Challenge: Save more for retirement

As we live longer, additional sources of retirement income outside of Social Security benefits and traditional pensions are necessary. Investors are increasingly expected to take greater individual responsibility to save and provide these additional sources.

Challenge: Achieve a consistent return

Chasing high-performing investments can be tempting. Time has shown this approach rarely works and exposes your portfolio to unnecessary risk. Incredible performance one year could be lost the next as markets change.

Challenge: Make informed decisions

Choosing from the thousands of investments available may seem daunting and lead to procrastination. In the world of investing, indecision can put your portfolio at long-term financial risk.

Solution: Advice-Built solutions

We understand the need for simple, effective investment solutions — solutions flexible enough to work in many different situations. We use disciplined investing to provide solutions that help investors meet their goals. These are solutions that strive to deliver a more predictable, consistent return over time.

Advice-Built solutions balance four key aspects of investing — asset allocation, securities selection, risk management and rebalancing — all in a single, easy-to-use product designed to help you reach your investment goals, no matter what stage of life you're in.

This information is for use with concurrent or prior delivery of a fund prospectus. Investors should consider the investment objectives, risks, charges and expenses of a mutual fund carefully before investing. To learn more about this and other important information about each fund, download a free prospectus. The prospectus should be read carefully before investing.

Investment products are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

RiverSource®, Seligman® and Threadneedle® mutual funds are distributed by Columbia Management Investment Distributors, Inc. (formerly known as RiverSource Fund Distributors, Inc.), member FINRA and managed by Columbia Management Investment Advisers, LLC (formerly known as RiverSource Investments, LLC). Threadneedle mutual funds are subadvised by Threadneedle International Limited, an affiliate of Columbia Management. Seligman is an offering brand of Columbia Management.