RiverSource® Income Builder Series

What is RiverSource Income Builder Series?

These funds of funds portfolios are income focused and seek to generate a steady stream of income to meet your evolving income needs.

What do they do?

The Income Builder funds seek to:

  • Provide competitive yields through a mix of income-producing asset classes
  • Protect your purchasing power through investments expected to grow faster than inflation
  • Manage risk by employing broad diversification

How do they work?

There are three funds to choose from:

  1. Basic Income Fund
  2. Moderate Income Fund
  3. Enhanced Income Fund

Each fund has a different degree of potential income and risk based on a particular mix of other RiverSource funds, including fixed income, equity and money market funds. With this flexible solution, you can adjust your portfolio as your needs and goals change.

Consider this product if you are...

  • Searching for a solution to fill an income gap before receiving Social Security benefits or withdrawing from your retirement account
  • Looking for ways to keep up with inflation and grow your income throughout retirement

For more information on RiverSource Income Builder Series, contact your financial professional.

The Income Builder funds are "funds of funds" comprised of holdings in several different RiverSource Funds, which may include small-cap, mid-cap, large-cap, money market, international, bond, and/or sector funds. Each of the underlying funds in which the portfolio invests has its own investment risks, and those risks can affect the value of each portfolio's shares and investments. See the Fund's prospectus for specific risks that may be associated with the underlying funds.

This information is for use with concurrent or prior delivery of a fund prospectus. Investors should consider the investment objectives, risks, charges and expenses of a mutual fund carefully before investing. To learn more about this and other important information about each fund, download a free prospectus. The prospectus should be read carefully before investing.

Investment products are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

RiverSource®, Seligman® and Threadneedle® mutual funds are distributed by Columbia Management Investment Distributors, Inc. (formerly known as RiverSource Fund Distributors, Inc.), member FINRA and managed by Columbia Management Investment Advisers, LLC (formerly known as RiverSource Investments, LLC). Threadneedle mutual funds are subadvised by Threadneedle International Limited, an affiliate of Columbia Management. Seligman is an offering brand of Columbia Management.