RiverSource Retirement Plus series is a group of eight target maturity portfolios available in five-year increments, managed for people who plan to retire or begin withdrawing assets in or around a fund's target year.
Built-in diversification across a broad mix of asset classes and regular, professional asset reallocation make RiverSource Retirement Plus series funds ideal investments for retirement accounts.
RiverSource Retirement Plus series seeks to:
Each fund uses a disciplined approach to seek competitive returns over time. Initially, each portfolio invests aggressively. Over time, assets are reallocated to increasingly conservative funds by professional money managers as the target year approaches.
For more information about RiverSource Retirement Plus series funds, contact your financial professional.
There are risks associated with an investment in a bond fund, including credit risk, interest rate risk, and prepayment and extension risk. See the Fund’s prospectus for information on these and other risks associated with the Fund. In general, bond prices rise when interest rates fall and vice versa. This effect is more pronounced for longer-term securities.
International investing involves increased risk and volatility including but not limited to: political and economic instability, currency fluctuations, differences in financial reporting and accounting standards and oversight. Risks are particularly significant in emerging markets.
This information is for use with concurrent or prior delivery of a fund prospectus. Investors should consider the investment objectives, risks, charges and expenses of a mutual fund carefully before investing. To learn more about this and other important information about each fund, download a free prospectus. The prospectus should be read carefully before investing.
Investment products are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
RiverSource®, Seligman® and Threadneedle® mutual funds are distributed by Columbia Management Investment Distributors, Inc. (formerly known as RiverSource Fund Distributors, Inc.), member FINRA and managed by Columbia Management Investment Advisers, LLC (formerly known as RiverSource Investments, LLC). Threadneedle mutual funds are subadvised by Threadneedle International Limited, an affiliate of Columbia Management. Seligman is an offering brand of Columbia Management.