Disability Income Insurance
Protect your income and dreams for the future
Your ability to earn an income is one of the most important assets
you have. RiverSource® disability income insurance
can help you protect and secure your financial future by providing:
- Income protection — What will happen to
your lifestyle if a long-term illness or injury prevents you from
working? Disability income insurance gives you an income-tax-free monthly benefit to help cover expenses and provide for those who depend on you.
Unlike most employer-paid group policies, RiverSource disability
income insurance covers bonuses and commissions, not just your base
salary. It also helps ensure protection if you become disabled between
jobs.
- Savings preservation — What would happen
to your savings if you were unable to earn an income because of a
disability? Insuring your income can help preserve your savings and
investments for future goals.
- Retirement planning — Did you know that
when you're on disability, you can't make contributions to your employer's
retirement plan? You also miss out on retirement plan contributions
made by your employer. Disability income insurance can help ensure
that if a disability occurs, you have the resources to continue investing
in your financial future.
Having the right amount and type of disability income insurance can
provide you with financial assurance, allowing you to focus on your
recovery and those who matter most to you.
All guarantees are based on the continued claims paying ability of the issuing company.
RiverSource Distributors, Inc. (Distributor), Member FINRA. Insurance and annuity products are issued by RiverSource Life Insurance Company and in New York, by RiverSource Life Insurance Co. of New York, Albany, New York. These companies are affiliated with Ameriprise Financial Services, Inc. Only RiverSource Life Insurance Co. of New York is authorized to sell insurance and annuities in New York.