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About RiverSource Life Insurance Companies

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Financial opportunity and security for a lifetime.SM

RiverSource Life Insurance companies are consistently ranked in the highest categories by top rating agencies.

Rating agency Rating

A.M. Best

Company's financial strength.

Ability to meet contractual obligations.

A+ (Superior)

Second highest of 15 ratings

Fitch IBCA, Duff & Phelps (Fitch)

Claims-paying ability.

Asset/liability management.

AA- (Very Strong)

Fourth highest of 24 ratings

Moody's Investor Service (Moody's)

Company's financial security.

Claims-paying ability.

Aa3 (Excellent)

Fourth highest of 21 ratings

Standard & Poor's (S&P)

Company's financial security.

Ability to meet their contractual obligations.

AA- (Very Strong)

Fourth highest of 21 ratings

These ratings are reflective as of June 2007 and apply to assets in the insurance company's general account and are subject to change. In addition, all contract guarantees are based upon the continued claim-paying ability of the issuing company.

Neither the ratings nor the guarantees apply to the management or performance of the variable subaccounts, which will fluctuate with market conditions.

RiverSource Distributors, Inc. (Distributor), Member FINRA. Insurance and annuity products are issued by RiverSource Life Insurance Company and in New York, by RiverSource Life Insurance Co. of New York, Albany, New York. Only RiverSource Life Insurance Co. of New York is authorized to sell insurance and annuities in New York.