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RiverSource® Variable Annuities

Covering a lifetime of financial needs.

Variable annuities are retirement planning products that offer you the opportunity to take advantage of market gains over time. A variable annuity's rate of return changes along with the market, making it a valuable long-term investment tool.

Variable annuities offer unique optional living benefit riders for an added fee, that may allow you to grow your savings, lock in market gains and guarantee income for life.

With variable annuities you can:

  • Choose from a wide array of variable investment options that fit your retirement goals and risk tolerance.
  • Lock in your gains and leverage guarantees to help keep the money you invested secure.

A variable annuity might be a good choice for you if:

  • You want to benefit from potential long-term market gains.
  • You are comfortable with market fluctuation and you'd like to allow your investments the opportunity to keep pace with inflation over a long period of time.
  • You're looking for guarantees from a portion of your retirement portfolio.

Be sure to talk to your financial professional about how a variable annuity could fit into your individual retirement plan.

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Variable annuities disclosures

You should consider the investment objectives, risks, charges and expenses of the variable annuity and its underlying investment options carefully before investing. For a free copy of the annuity's prospectus, which contains this and other information about variable annuities, call (800) 333-3437 or in New York call (800) 504-0469. Read the prospectus carefully before you invest.

Product and rider availability including any related fees and expenses may vary by state and financial professional affiliated companies. Click here for important information about the annuity products including features and benefits.