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Optional Benefits
Protect It. Lock It. Take It.®
When you combine a RiverSource® variable annuity with an optional living benefit for an additional fee, you make the most of the market's potential by locking in any gains to help secure the money you've invested.
RiverSource variable annuity benefits include:
SecureSourceSM guaranteed withdrawal benefit rider
Provides 6% income for life at age 65. Now with a 20% SecureSource credit.*
Accumulation Protector Benefit® (APB®) rider
Lock in market gains and protect your principle from market losses.
Death benefit guarantees
When you die, your variable annuity investment will be protected. All contracts come with a standard death benefit. In addition there are optional death benefit riders, available for an additional fee, that further secure your investment by passing on your accumulated wealth, regardless of market performance. What's more, a guaranteed death benefit may help beneficiaries avoid the costs and delays of probate. These death benefit guarantees only apply to contracts that have not been annuitized.
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* The SecureSource rider's availability and some of its features may vary by state.
Product and rider availability including any related fees and expenses may vary by state and financial professional affiliated companies. Click here for important information about the annuity products including features and benefits.