Customize Your Coverage

Tailor your policy to match the needs of your financial situation by:

Choosing the solution that best meets your needs and objectives. RiverSource^® disability income insurance offers a choice of products to help ensure the right amount and type of coverage. Because all policies are not available in all states, talk with your financial professional about the best policy for you.
Selecting the waiting period, benefit amount and benefit period, which is up to age 67 in some cases. This will help ensure you’ll receive a benefit when you need it most.
Choosing optional riders,* such as the Future Purchase Option and/or the Cost of Living Adjustment rider. These options offer opportunities to help your benefit keep pace with wage and cost-of-living increases.

Solutions that Revolve Around You Insurance for Individuals