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Partial Disability Income Insurance
Disability income insurance policies vary. Some will pay benefits if you are unable to perform the duties of your regular occupation, while others pay only if you are unable to engage in gainful employment. It is important to determine how a policy defines disability.
Partial Disability
This type of policy typically pays a monthly benefit if a long-term illness or injury results in a reduction in income.
Income Protection Plan with Gradual Recovery Benefits
Issued by RiverSource Life Insurance Company and RiverSource Life Insurance Co. of New York
If a long-term illness or injury prevents you from earning or reduces your ability to earn an income, RiverSource Income Insurance Protection Plan with Gradual Recovery Benefits may be of help. It provides a monthly benefit if you are unable to perform the duties of current occupation. It also provides a partial benefit if you are able to continue to work in your current occupation or another occupation but your income is reduced.
RiverSource Distributors, Inc. (Distributor), Member FINRA. Insurance and annuity products are issued by RiverSource Life Insurance Company and in New York, by RiverSource Life Insurance Co. of New York, Albany, New York. These companies are affiliated with Ameriprise Financial Services, Inc. Only RiverSource Life Insurance Co. of New York is authorized to sell insurance and annuities in New York.