New York Optional Living and Death Benefits

Solving your retirement puzzle and living more confidently throughout retirement

RiverSource® variable annuities can help you address the challenges of retirement with confidence and build your retirement portfolio in a number of powerful ways. We have optional benefits available for an additional fee that are designed to help you take charge of your retirement, so you can grow your assets with protection, live more confidently in retirement, and share your legacy with those you love.

Optional benefits available with your variable annuity can help you live more confidently throughout retirement.

Share a legacy with your beneficiaries.

Smart retirement planning doesn't end when you retire. You may also care very much about the people and causes that mean the most to you. Will your heirs receive less because of losses in your investments? When there's no way to predict what the market will do, how can you make sure they'll receive as much as possible?

RiverSource variable annuities offer optional death benefits for an additional fee to help you:

  • Grow — Opportunities to lock in gains on your contract anniversary
  • Guarantee — Protect your principal regardless of market performance
  • Give — Maximize the wealth you are able to leave behind

Talk with your Ameriprise financial advisor today to learn more about how RiverSource annuities can help you reach your retirement goals. Or, call our Ameriprise Advisor Center at 800-257-8740 8 a.m. to 5 p.m. Central time Monday through Friday.

The guarantees offered by RiverSource® annuities are backed by the strength and soundness of RiverSource Life Insurance Company and, in New York, RiverSource Life Insurance Co. of New York, and are subject to their claims-paying ability. These guarantees do not apply to the investments in the annuity, which will vary with market conditions.

How do you solve your retirement puzzle?

Be confident in our strength