Optional Death Benefits

Share a legacy with your beneficiaries

Smart retirement planning doesn't end when you retire. You may also care very much about the people and causes that mean most to you. Will your heirs receive less because of losses in your investments? When there's no way to predict what the market will do, how can you make sure they'll receive as much as possible?

RiverSource® variable annuities offer optional death benefits for an additional fee to help you:

  • Grow – Opportunities to lock in gains on your contract anniversary
  • Guarantee – Protect your principal regardless of market performance
  • Give – Maximize the wealth you are able to leave behind

Learn more about optional death benefits

Talk with your Ameriprise financial advisor today to learn more about how RiverSource annuities can help you reach your retirement goals. Or, call our Ameriprise Advisor Center at (800) 257-8740 8 a.m. to 5 p.m. Central time Monday through Friday.

The guarantees offered by RiverSource® annuities are backed by the strength and soundness of RiverSource and are subject to our continued claims-paying ability. These guarantees do not apply to the performance of the investments in your annuity, which will vary with market conditions.

View important information about annuities, and how to request a variable annuity prospectus.

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This information is for a general audience and is not intended to address individual financial situations or needs. RiverSource Life Insurance Company/RiverSource Life Insurance Co. of New York does not provide investment advice.

Annuity and insurance products are issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Variable products are distributed by RiverSource Distributors Inc., Minneapolis, Minnesota.