Optional Living Benefits

Solving your retirement puzzle and living more confidently throughout retirement

RiverSource® variable annuities can help you address the challenges of retirement with more confidence and build your retirement portfolio in a number of powerful ways. We have optional benefits available for an additional fee that are designed to help you take charge of your retirement, so you can grow your assets with protection, live more confidently in retirement, and share your legacy with those you love.

Optional benefits available with your variable annuity. (Not available with a RiverSource® RAVA 5® Access variable annuity) can help you live more confidently throughout retirement.

  • SecureSource 4® or SecureSource 4 Plus® benefits
    • Provide opportunities for income growth when the markets go up and when they go down
    • Provide a lifetime income that can help you meet your retirement expenses
  • Accumulation Protector Benefit® (APB®)
    • Protects your original investment from losses
    • Locks in 90% of your contract anniversary gains in an up market
    • Offers flexibility to take your money however you would like after a waiting period

Talk with your Ameriprise financial advisor today to learn more about how RiverSource annuities can help you reach your retirement goals. Or, call our Ameriprise Advisor Center at 800-257-8740 8 a.m. to 5 p.m. Central time Monday through Friday.

The guarantees offered by RiverSource® annuities are backed by the strength and soundness of RiverSource Life Insurance Company and, in New York, RiverSource Life Insurance Co. of New York, and are subject to their claims-paying ability. These guarantees do not apply to the investments in the annuity, which will vary with market conditions.

How do you solve your retirement puzzle?

Be confident in our strength