Optional Living Benefits

Solving your retirement puzzle and living more confidently throughout retirement

RiverSource® variable annuities can help you address the challenges of retirement with more confidence and build your retirement portfolio in a number of powerful ways. We have optional benefits available for an additional fee that are designed to help you take charge of your retirement, so you can grow your assets with protection, live more confidently in retirement, and share your legacy with those you love.

Optional benefits available with your variable annuity can help you live more confidently throughout retirement.

  • SecureSource 4® or SecureSource 4 Plus® benefits
    • Provide opportunities for income growth
    • Provide a lifetime income, including the opportunity for an annual income bonus, that can help you meet your retirement expenses
    • Optional SecureSource Legacy® benefit, available for an additional fee, allows you to maximize the amount you leave behind
  • SecureSource Core® and SecureSource Core Plus® (Currently Unavailable) benefits
    • Provide opportunities for income growth
    • Provide a lifetime income that can help you meet your retirement expenses
    • Optional SecureSource Legacy® benefit, available for an additional fee, allows you to maximize the amount you leave behind
  • Accumulation Protector Benefit® (APB®) (Currently Unavailable)
    • Protects your original investment from losses
    • Locks in 90% of your contract anniversary gains in an up market
    • Offers flexibility to take your money however you would like after a waiting period

Talk with your Ameriprise financial advisor today to learn more about how RiverSource annuities can help you reach your retirement goals. Or, call our Ameriprise Advisor Center at 800-257-8740 8 a.m. to 5 p.m. Central time Monday through Friday.

The guarantees offered by RiverSource® annuities are backed by the strength and soundness of RiverSource Life Insurance Company and, in New York, RiverSource Life Insurance Co. of New York, and are subject to their claims-paying ability. These guarantees do not apply to the investments in the annuity, which will vary with market conditions.

The purpose of this brochure is to facilitate the solicitation of a RiverSource variable annuity. Your Ameriprise financial advisor may discuss the variable annuity with you and whether it makes sense for you, given your financial goals and needs.
 
View important information about annuities, and how to request a variable annuity prospectus.
 
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This information is for a general audience and is not intended to address individual financial situations or needs. RiverSource Life Insurance Company/RiverSource Life Insurance Co. of New York does not provide investment advice.

Annuity and insurance products are issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Variable products are distributed by RiverSource Distributors Inc., Minneapolis, Minnesota.