With retirement comes greater freedom and new priorities — along with the need to create your own reliable and secure source of income. Your retirement could last 20, 30 or more years. How can you create an income that will cover your needs? Think of this as your "retirement puzzle."

Enjoy a lifetime of protected retirement income

A RiverSource® variable annuity with the SecureSource 5 NY or SecureSource 5 Plus NY benefit provides income protection and growth opportunities along with the security of knowing your income is guaranteed to last a lifetime. Even if your investment goes all the way to zero, you are guaranteed to get an income stream for the rest of your life, provided you stay within the guidelines of the benefit. SecureSource 5 NY and SecureSource 5 Plus NY are currently unavailable.

With these SecureSource benefits, you have access to the Portfolio Stabilizer funds and three of the Portfolio Navigator funds. These asset allocation funds can help drive the performance of your annuity.

• The Portfolio Stablizer funds are risk-managed asset allocation funds that adjust your equity and fixed income exposures based on market volatility. These adjustments can help you weather the ups and downs of the market.
• The Portfolio Navigator funds are traditional asset allocation funds. The equity and fixed income allocations will remain more consistent, though the portfolio managers have latitude to make some adjustments.