SecureSource 4®

Solving your retirement income puzzle

With retirement comes greater freedom and new priorities — along with the need to create your own reliable and secure source of income. Your retirement could last 20, 30 or more years. How can you create an income that will cover your needs? Think of this as your "retirement puzzle."

In New York? Please visit our New York page

Enjoy a lifetime of protected retirement income.

A RiverSource® variable annuity with the SecureSource 4 or SecureSource 4 Plus benefit provides income protection and growth opportunities along with the security of knowing your income is guaranteed to last a lifetime. Even if your investment goes all the way to zero, you are guaranteed to get an income stream for the rest of your life. The SecureSource 4 Plus benefit also provides some additional features, for a higher fee, that may make it more appropriate if you have a longer time horizon before you start taking income. Click here to see a side-by-side overview of both benefits.

The SecureSource 4 and SecureSource 4 Plus benefits are optional features that can be added to your RiverSource® variable annuity for an additional fee (the fee is charged annually on the greater of the contract anniversary value or the Benefit Base):

  • Single life benefit (for just you): SecureSource 4 - 1.25%. The fee can increase but will never exceed 2.25%. SecureSource 4 Plus - 1.50%. The fee can increase but will never exceed 2.75%.
  • Joint life benefit (for you and your spouse): SecureSource 4 - 1.35%. The fee can increase but will never exceed 2.25%. SecureSource 4 Plus - 1.65%. The fee can increase but will never exceed 2.75%.

Talk with your Ameriprise financial advisor today to learn more about how RiverSource annuities can help you reach your retirement goals. Or, call our Ameriprise Advisor Center at (800) 257-8740 8 a.m. to 5 p.m. Central time Monday through Friday.

The guarantees offered by RiverSource® annuities are backed by the strength and soundness of RiverSource Life Insurance Company, and in New York by RiverSource Life Insurance Co. of New York, and their continued claims-paying ability. These guarantees do not apply to the performance of the investments in your annuity, which will vary with market conditions.

If you live in New York, the SecureSource 4 NY℠ and SecureSource 4 Plus NY℠ benefits are available.