SecureSource 4®

Solving your retirement income puzzle

With retirement comes greater freedom and new priorities — along with the need to create your own reliable and secure source of income. Your retirement could last 20, 30 or more years. How can you create an income that will cover your needs? Think of this as your "retirement puzzle."

In New York? Please visit our New York page


Enjoy a lifetime of protected retirement income.

RiverSource® variable annuity with the SecureSource 4 or SecureSource 4 Plus benefit provides income protection and growth opportunities along with the security of knowing your income is guaranteed to last a lifetime. Even if your investment goes all the way to zero, you are guaranteed to get an income stream for the rest of your life, provided you stay within the guidelines of the benefit. The SecureSource 4 Plus benefit provides some additional features, for a higher fee, that may make it more appropriate if you have a longer time horizon before you start taking income.

You can add one of these benefits to your RiverSource® variable annuity for an additional fee. Click here to see a side-by-side overview of both benefits.

When you select a SecureSource benefit, you will have access to the Portfolio Stablizer funds and three of the Portfolio Navigator funds. These asset allocation funds can help drive the performance of your annuity. 

  • The Portfolio Stablizer funds are risk-managed asset allocation funds that adjust your equity and fixed income exposures based on market volatility. These adjustments can help you weather the ups and downs of the market.
  • The Portfolio Navigator funds are traditional asset allocation funds. The equity and fixed income allocations will remain more consistent, though the portfolio managers have latitude to make some adjustments.

Talk with your Ameriprise financial advisor today to learn more about how an annuity with the SecureSource benefit can help you reach your retirement goals. Or, call our Ameriprise Advisor Center at (800) 257-8740 8 a.m. to 5 p.m. Central time Monday through Friday.

The guarantees offered by RiverSource annuities are backed by the strength and soundness of RiverSource Life Insurance Company, and in New York by RiverSource Life Insurance Co. of New York, and their continued claims-paying ability. These guarantees do not apply to the performance of the investments in your annuity, which will vary with market conditions.

If you live in New York, the SecureSource 4 NY℠ and SecureSource 4 Plus NY℠ benefits are available. Click here for a side-by-side overview of both benefits.

View important information about annuities, and how to request a variable annuity prospectus.
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This information is for a general audience and is not intended to address individual financial situations or needs. RiverSource Life Insurance Company/RiverSource Life Insurance Co. of New York does not provide investment advice.

Annuity and insurance products are issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Variable products are distributed by RiverSource Distributors Inc., Minneapolis, Minnesota.