RiverSource Fixed Index Annuities Disclosures
The S&P 500 Index and the S&P 500 Daily Risk Control 7.5% Index (USD) ER (hereafter, “indices”) are products of S&P Dow Jones Indices LLC (“SPDJI”), and have been licensed for use by RiverSource Life Insurance Company (“RiverSource Life”). Standard & Poor’s®, S&P® and S&P 500® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by RiverSource Life. RiverSource Life’s fixed index annuity (hereafter, the “Product”) is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of purchasing the Product nor do they have any liability for any errors, omissions, or interruptions of the indices.
The products described herein are indexed, in part, to an MSCI index. The products referred to herein are not sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability with respect to any such products or any index on which such products are based. The Contract contains a more detailed description of the limited relationship MSCI has with RiverSource Life Insurance Company and any related products.
RiverSource Assured fixed index annuity contract numbers: ICC17 113590 and state variations. May not be available in all states.
IncomeSure rider numbers: ICC17 113598-SG and ICC17 113598-JT and state variations. Features may vary, have limitations or may not be available in some states.
Surrenders that do not qualify for a waiver may be subject to a surrender charge and MVA. Surrenders are subject to income taxes and surrenders before age 59½ may incur an IRS 10% early withdrawal penalty.
Fixed index annuities are long-term insurance products. Before you purchase, be sure to ask your financial advisor about the annuity’s features, benefits and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives.
This information is for a general audience and is not intended to address individual financial situations or needs. RiverSource Life Insurance Company does not provide investment advice.
Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota. Affiliated with Ameriprise Financial Services, Inc