RiverSource® Fixed Annuities

About Fixed Annuities

Fixed annuities are long-term insurance products. Before you purchase, be sure to ask your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives.

RiverSource Life Insurance Company / RiverSource Life Insurance Co. of New York offers several different annuities which your investment professional may be authorized to offer you. Each annuity has different features and benefits that may be appropriate for you based on your financial situation and needs, your risk tolerance, your age and how you intend to use the annuity. The different features and benefits may include the investment options, fund managers, interest rates amounts, guarantees, bonus crediting, surrender charge schedules, optional riders and access to annuity account values. The fees and charges may also be different among the annuity contracts we offer.

Insurance and annuity products are issued by RiverSource Life Insurance Company and in New York, by RiverSource Life Insurance Co. of New York, Albany, New York. Only RiverSource Life Insurance Co. of New York is authorized to sell insurance and annuities in New York.

All guarantees are based on the continued claims paying ability of the issuing company.

Rate Bonus Series and Value Plus Bonus: Applies to form numbers 130075, 130075-VPB, 130075-RB1, 130075-RB2, 130075-RB3 and state variations thereof. In New York, applies to form numbers 139473, 139473-VPB, 139473-RB1, 139473-RB2, 139473-RB3.

Quantum Select: Applies to form numbers 272613 and state variations thereof. In Oregon, applies to form number 43234-6.

FIXED ANNUITIES:

ARE NOT A DEPOSIT OF ANY
BANK OR ANY BANK AFFILIATE

ARE NOT FDIC INSURED

ARE NOT INSURED BY ANY
FEDERAL GOVERNMENT AGENCY

ARE NOT BANK GUARANTEED