RiverSource® Variable Universal Life 5 - New York

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If you have any questions, please consult your financial advisor, or view the prospectus or annual report.

Performance

Average annual rates of return reflect all charges incurred by the funds and charges against the subaccounts (including the mortality and expense risk charge). The rates labeled Without Charges do not reflect the premium expense charge, surrender charge or monthly deduction charge. If these charges have been deducted, the performance quoted would have been significantly lower. The rates labeled With Charges do reflect the premium expense charge of 4.00% but do not reflect the surrender charge or monthly deduction charge. If these charges had been deducted, the performance quoted would have been significantly lower. The monthly deductions charge includes the cost of insurance charge which is based on the amount of the death benefit, the policy value and the insured's attained insurance age, sex and risk classification. The surrender charge is based on the insured's insurance age, sex, risk classification and the initial specified amounts. The impact of the policy charges on the policy values can be significant. You are urged to obtain a personalized illustration from your financial advisor prior to finalizing your purchase. The policy form numbers for this product are 138795 and 138795-ES.

Performance Report

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Average Annual Total Returns(%)
Since Commencement of the Subaccount Since Commencement of the Fund
Subaccount Asset Class Fund &
Subacct.
Incept. Date
1
Mon
3
Mon
YTD 1 Yr 3 Yr 5 Yr 10
Yr
Since
Incep*
1 Yr 3 Yr 5 Yr 10
Yr
Since
Incep*
    Daily Unit Values

    Daily unit values are available for each investment option for a specific product.

    Daily Unit Value Report

    Subaccount Asset Class Unit Value Daily Change Daily % Change
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    RiverSource® Variable Universal Life 5 — New York