Foundations Protector Universal Life Insurance

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So we can serve you better, please select the state in which the insured person lives.

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
district-of-columbia

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
florida

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
georgia

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
hawaii

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
idaho

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
illinois

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
indiana

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
iowa

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
kansas

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
kentucky

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
louisiana

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
maine

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
maryland

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
massachusetts

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
michigan

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
minnesota

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
mississippi

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
missouri

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
montana

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
nebraska

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
nevada

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
new-hampshire

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
new-jersey

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
new-mexico

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
new-york

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
north-carolina

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
north-dakota

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
ohio

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
oklahoma

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.

291595 - OR
oregon

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
pennsylvania

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
rhode-island

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
south-carolina

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
south-dakota

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
tennessee

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
alabama

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
alaska

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
arizona

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
arkansas

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
california

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
colorado

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
connecticut

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
delaware

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
texas

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
utah

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
vermont

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
virginia

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
washington

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
west-virginia

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
wisconsin

Affordable, permanent protection

If you are in or nearing retirement, RiverSource Foundations Protector universal life insurance offers you permanent protection and cost-effective ways to help meet your retirement, security, inheritance and estate-planning goals. It provides:

  • Income tax-free death benefit
  • Protection on one life
  • Guaranteed premiums
  • Lifetime no-lapse guarantee
  • Optional riders available to cover a wide range of needs, including, acceleration of death benefit due to terminal illness or to help cover qualified long-term or chronic care expenses.*

All guarantees are based on the continued claims paying ability of the issuing company.

*Certain riders may not be approved in all states and restrictions may apply. Speak with your financial professional for more information including rider availability.

Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
 
114694
wyoming
Before you purchase, be sure to ask your financial advisor about the life insurance policy's features, benefits and fees, and whether the life insurance is appropriate for you, based upon your financial situation and objectives.
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