SecureSource Calculator

SecureSource Income Calculator

The SecureSource® Income Calculator can help you determine potential future income for clients who are considering purchasing a RiverSource variable annuity with a SecureSource benefit.

Use the Calculator to help you determine which version of the benefit would meet a client’s needs. To compare the various versions available, simply select “SecureSource Comparison” from the first drop down menu on the input screen, then complete the remaining inputs.

SecureSource Core 2 5 Plus NY Tempo ^℠

Select Benefit or SecureSource Comparison

Location

Name

Age

Number of years until income begins

Minimum Lifetime Payment Percentage (Single life)

Investment Amount

_{Cumulative Growth of the Benefit Base}

Initial Benefit Base

Benefit Base in 15 years

Annual Minimum Lifetime Income
( x )

Income
(if eligible for a 1% Income Bonus)

_{Cumulative Growth of the Benefit Base}

Initial Benefit Base Benefit Base when Income Begins

Future income

To generate this Minimum Lifetime Income
( x )

You need to invest this amount

_{Cumulative Growth of the Benefit Base}

Initial Benefit Base Benefit Base when Income Begins

Unprotected Investment

Withdrawal Rate
(1.0 - %)

Scenario

	Year 1	Year 2	Year 3	Year 4	Year 5	Year 6	Year 7	Year 8	Year 9	Year 10	Year 11	Year 12	Year 13	Year 14	Year 15
Account Value
Contract Returns
Contract Returns from previous year used for Credits
Carryover applied
Returns-linked credit (200% of Performance + Carryover)
Benefit Base
Credit Carryover
Annual Minimum Lifetime Income
Current Annual Payment (with Income Bonus if eligible)

This is a hypothetical scenario to demonstrate the SecureSource Tempo rider. This is not indicative of anticipated performance.

SecureSource Income Calculator

SecureSource Core 2 5 Plus NY Tempo ℠ ℠ ℠ ℠

Disclosure

SecureSource Core 2 5 Plus NY Tempo ^℠