Our Ratings and Rankings

Our financial strength is reflected in the strong ratings we continue to receive from independent rating agencies. And unlike many insurance companies that saw their financial strength ratings decline in the 2008-2009 financial crisis, RiverSource Life and RiverSource Life of New York were never downgraded.


High ratings by independent agencies

Ratings shown are the same for both RiverSource Life and RiverSource Life of New York. They each receive separate ratings from the independent rating agencies. Neither RiverSource Life Insurance Company nor RiverSource Life Insurance Co. of New York can guarantee future financial results.

Rating Rating Agency Outlook As of Date
Aa3 (Excellent) Fourth highest of 21 ratings

Moody's Investor Service (Moody's)

Negative outlook 4/12/22

Insurance companies rated in the Aa group are judged to be of high quality and subject to very low credit risk. Moody's assigns ratings from Aaa to C.

A+ (Superior) Second highest of 15 ratings

A.M. Best

Stable outlook 11/3/22

The A+ rating is assigned to companies considered to have a superior ability to meet their ongoing obligations to policyholders. A.M. Best assigns ratings from A++ to F.

A+ (Strong) Fifth highest of 22 ratings

Standard & Poor's (S&P)

Stable Outlook 12/15/21

Insurers in the AA category are considered to have a very strong capacity to meet financial commitments. The plus (+) or minus (-) sign indicates relative standing within the category. Standard & Poor’s assigns ratings from AAA to CC.

Our strong Comdex score

The Comdex ranking is an average percentile of a company's ratings, making it easier to compare companies. Comdex looks at companies rated by independent rating agencies, then ranks more than 200 of those companies on a scale from 1 (lowest) to 100 (highest), based on their agency ratings. A company must be rated by at least two rating agencies to receive a Comdex ranking. Source: Comdex, a product of EbixExchange


RiverSource Life and RiverSource Life of New York are ranked separately and both hold a Comdex ranking of 93.

Comdex ranking


out of 100

As of March 15, 2023


More top industry rankings

RiverSource is one of the nation's largest life insurance companies. We rank among industry leaders in key categories, including variable annuities, variable universal life insurance and disability income insurance.

  • 21st largest life insurance company of about 737 life insurance companies, based on total assets as of Dec. 31, 20211

  • Top 10 in
    • Survivorship variable universal life (SVUL) insurance premiums2
    • Structured Solutions Annuities (SSA) sales3
    • Variable universal life insurance premiums4
    • Traditional variable annuities sales5
    • Individual disability income (DI) insurance sales6



Independent rating agencies have consistently given RiverSource high ratings for financial strength.

Talk to an advisor

We welcome you to learn more about RiverSource, whether you are new to RiverSource, a current client, or a financial advisor with questions.


12022 Life Insurers Fact Book, ACLI. This includes RiverSource Life Insurance Co. of New York.

24Q 2022, LIMRA International. Survivorship Variable Universal life (SVUL) is also referred to as Second to Die Variable Universal Life.

34Q 2022, LIMRA International. Structured Solutions Annuities (SSA) is also referred to as Registered Index-Linked Annuities (RILA). This product is not available in New York or Oregon.

44Q 2022, LIMRA International.

54Q 2022, LIMRA International.Based on full year 2022 data

64Q 2022, LIMRA International.