Insurance

AdvanceSource Rider

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Preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource AdvanceSource accelerated benefit rider enables you to leverage a life insurance policy to address chronic care needs. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.¹ Benefits of the AdvanceSource rider include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage A policy specimen is available upon request. Please call 1-800-862-7919. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. View important information about the RiverSource AdvanceSource rider. ¹ Longtermcare.gov, U.S. Department of Health and Human Services 2016 This brochure is authorized for use only when accompanied by the Outline of Coverage and a RiverSource* single-life permanent life insurance product brochure. 291725	new-jersey
AdvanceSource® accelerated benefit long-term care insurance rider overview Help preserve your assets from qualified chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource AdvanceSource accelerated benefit long-term care rider enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill¹. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit long-term care rider include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit long-term care rider, issued by RiverSource Life, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Medicare & You, National Medicare Handbook, Centers for Medicare and Medicaid Services Revised November, 2012 View important information about the RiverSource AdvanceSource accelerated benefit long-term care rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. 291725-FL	florida
Preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource AdvanceSource accelerated benefit rider enables you to leverage a life insurance policy to address chronic care needs. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.¹ Benefits of the AdvanceSource rider include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	delaware
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	pennsylvania
Preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource AdvanceSource accelerated benefit rider enables you to leverage a life insurance policy to address chronic care needs. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.¹ Benefits of the AdvanceSource rider include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage A policy specimen is available upon request. Please call 1-800-862-7919. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. View important information about the RiverSource AdvanceSource rider. ¹ Longtermcare.gov, U.S. Department of Health and Human Services 2016 This brochure is authorized for use only when accompanied by the Outline of Coverage and a RiverSource* single-life permanent life insurance product brochure. 291725	district-of-columbia
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	maine
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	mississippi
Preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource AdvanceSource accelerated benefit rider enables you to leverage a life insurance policy to address chronic care needs. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.¹ Benefits of the AdvanceSource rider include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage A policy specimen is available upon request. Please call 1-800-862-7919. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. View important information about the RiverSource AdvanceSource rider. ¹ Longtermcare.gov, U.S. Department of Health and Human Services 2016 This brochure is authorized for use only when accompanied by the Outline of Coverage and a RiverSource* single-life permanent life insurance product brochure. 291725	montana
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	alabama
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	connecticut
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	nevada
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Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	texas
Preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource AdvanceSource accelerated benefit rider enables you to leverage a life insurance policy to address chronic care needs. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.¹ Benefits of the AdvanceSource rider include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage A policy specimen is available upon request. Please call 1-800-862-7919. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. View important information about the RiverSource AdvanceSource rider. ¹ Longtermcare.gov, U.S. Department of Health and Human Services 2016 This brochure is authorized for use only when accompanied by the Outline of Coverage and a RiverSource* single-life permanent life insurance product brochure. 291725	hawaii
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	virginia
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	iowa
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	minnesota
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	louisiana
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	rhode-island
Preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource AdvanceSource accelerated benefit rider enables you to leverage a life insurance policy to address chronic care needs. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.¹ Benefits of the AdvanceSource rider include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage A policy specimen is available upon request. Please call 1-800-862-7919. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. View important information about the RiverSource AdvanceSource rider. ¹ Longtermcare.gov, U.S. Department of Health and Human Services 2016 This brochure is authorized for use only when accompanied by the Outline of Coverage and a RiverSource* single-life permanent life insurance product brochure. 291725	indiana
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	west-virginia
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	missouri
Preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource AdvanceSource accelerated benefit rider enables you to leverage a life insurance policy to address chronic care needs. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.¹ Benefits of the AdvanceSource rider include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage A policy specimen is available upon request. Please call 1-800-862-7919. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. View important information about the RiverSource AdvanceSource rider. ¹ Longtermcare.gov, U.S. Department of Health and Human Services 2016 This brochure is authorized for use only when accompanied by the Outline of Coverage and a RiverSource* single-life permanent life insurance product brochure. 291725	north-dakota
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	illinois
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	vermont
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	utah
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	south-carolina
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	oklahoma
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	nebraska
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	tennessee
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	washington
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	maryland
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	wyoming
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	michigan
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	georgia
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	new-hampshire
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage Oregon Surrender Charge Schedule ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	oregon
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	massachusetts
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	colorado
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	kentucky
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	arkansas
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	new-mexico
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	idaho
Preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource AdvanceSource accelerated benefit rider enables you to leverage a life insurance policy to address chronic care needs. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.¹ Benefits of the AdvanceSource rider include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage A policy specimen is available upon request. Please call 1-800-862-7919. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. View important information about the RiverSource AdvanceSource rider. ¹ Longtermcare.gov, U.S. Department of Health and Human Services 2016 This brochure is authorized for use only when accompanied by the Outline of Coverage and a RiverSource* single-life permanent life insurance product brochure. 291725	california
Preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource AdvanceSource accelerated benefit rider enables you to leverage a life insurance policy to address chronic care needs. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.¹ Benefits of the AdvanceSource rider include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage A policy specimen is available upon request. Please call 1-800-862-7919. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. View important information about the RiverSource AdvanceSource rider. ¹ Longtermcare.gov, U.S. Department of Health and Human Services 2016 *This brochure is authorized for use only when accompanied by the Outline of Coverage and a RiverSource single-life permanent life insurance product brochure. 291725	arizona
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	kansas
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	north-carolina
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource AdvanceSource accelerated benefit rider enables you to leverage a life insurance policy to address chronic care needs. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.¹ Benefits of the AdvanceSource rider include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage A policy specimen is available upon request. Please call 1-800-862-7919. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. View important information about the RiverSource AdvanceSource rider. ¹ Longtermcare.gov, U.S. Department of Health and Human Services 2016 This brochure is authorized for use only when accompanied by the Outline of Coverage and a RiverSource* single-life permanent life insurance product brochure. 291725	new-york
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	wisconsin
Preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource AdvanceSource accelerated benefit rider enables you to leverage a life insurance policy to address chronic care needs. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.¹ Benefits of the AdvanceSource rider include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage A policy specimen is available upon request. Please call 1-800-862-7919. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. View important information about the RiverSource AdvanceSource rider. ¹ Longtermcare.gov, U.S. Department of Health and Human Services 2016 This brochure is authorized for use only when accompanied by the Outline of Coverage and a RiverSource* single-life permanent life insurance product brochure. 291725	south-dakota
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	alaska
Help preserve your assets from costly chronic care expenses In addition to fulfilling your life insurance needs, the RiverSource^® AdvanceSource accelerated benefit rider for long-term care enables you to leverage a life insurance policy to help with long-term care expenses if you become chronically ill¹. Available for an additional cost, the optional AdvanceSource rider helps provide another layer of protection by accelerating a portion of the death benefit of a RiverSource insurance policy to help pay for expenses should you become chronically ill. At least 70% of people over 65 will need long term care services at some point.² Benefits of the AdvanceSource accelerated benefit rider for long-term care include: Flexibility to use benefits either for long-term care expenses while living and/or as an income tax-free benefit to your loved ones after you are gone Benefit payments for home care services as well as assisted living, adult day care and nursing home facilities Can be added, at time of application, to any RiverSource single life policy which gives you the choice of lifetime no lapse guarantees or possible cash value accumulation For additional information, talk with your Ameriprise financial advisor, a licensed insurance agent, about how the AdvanceSource accelerated benefit rider for long-term care, issued by RiverSource Life Insurance Company, may be right for you. He or she can help you review your financial situation and provide additional details about the life insurance policy and riders, including rider cost, benefit conditions, limitations and exclusions. For additional details, check out the materials below: RiverSource AdvanceSource brochure Outline of Coverage ¹ Chronically ill means you have been certified by a licensed health care practitioner that you are unable to perform, without substantial assistance from another individual, at least two out of six activities of daily living for at least 90 days or due to functional capacity; or that you need substantial supervision from threats to health and safety due to severe cognitive impairment. Activities of daily living are defined as: bathing, continence, dressing, eating, toileting and transferring. ² Longtermcare.gov, U.S. Department of Health and Human Services 2019 View important information about the *RiverSource* AdvanceSource rider. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent, insurance producer or insurance company. RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. ICC19 115240	ohio

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AdvanceSource Rider

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Preserve your assets from costly chronic care expenses

AdvanceSource® accelerated benefit long-term care insurance rider overview

Help preserve your assets from qualified chronic care expenses

Preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses

Help preserve your assets from costly chronic care expenses