Income protection solutions Protect your income from an unexpected illness or injury
Getting sick or injured could significantly impact your life, but it doesn’t have to affect your financial stability. RiverSource® Income Protection solutions can help safeguard your income if an illness or injury prevents you from working, so you can stay focused on what matters most.
What is disability income insurance?
Disability income insurance covers a portion of your income if you are injured or ill and unable to work for an extended period of time. Having group disability income insurance through work is a great start, but it may fall short of covering all it could.
Combining employer-sponsored insurance with a personal RiverSource® Income Protection policy can help protect more of your actual earnings with:
- An income tax-free monthly benefit*
- Guaranteed coverage up to age 65 (as long as premiums are paid in full and on time). All guarantees are based on the continued claims paying ability of the issuing company.
- No change to your coverage without your consent
- Coverage for bonuses and commissions
For an additional cost you can add optional coverage to help your benefit keep pace with wage and cost-of-living increases.