Income Protection Solutions

RiverSource® Income Protection and Income Protection Plus

Your ability to earn an income is one of the most valuable assets you have. It helps support your current lifestyle and enables you to invest in future goals. Our RiverSource Income Protection and RiverSource Income Protection Plus solutions provide essential income protection in the event of a long term illness or injury.

Comprehensive coverage options

With RiverSource Income Protection and Income Protection Plus you can customize coverage to fit your needs. Your financial advisor can help you determine what you need to protect, how long to protect it and how to keep your coverage current as your circumstances change.

RiverSource Income Protection and Income Protection Plus offers:

  • An income tax-free monthly benefit*
  • Guaranteed coverage up to age 65 (as long as premiums are paid in full and on time)
  • No change to your coverage without your consent
  • Coverage for bonuses and commissions

For an additional cost you can also add optional coverage to help your benefit keep pace with wage and cost-of-living increases.

Start your research

Check out our Disability Income Insurance quick quote tool. Based on your inputs, this can give you an estimate of the monthly cost.

For additional information, check out the materials below:

Talk to your financial advisor to help you choose the income protection solution to help ensure you achieve a more confident retirement.

*Per IRC § 104(a)(3)
All guarantees are based on the continued claims paying ability of the issuing company.
Before you purchase, be sure to ask your financial advisor about the insurance policy’s features, benefits and fees, and whether the insurance is appropriate for you, based upon your financial situation and objectives.
RiverSource Disability Income insurance policies have certain exclusions, limitations, provisions for reduction of benefits and terms under which the policy may be continued in force or discontinued. For costs and details, talk to your financial advisor.