Income protection solutions Protect your income from an unexpected illness or injury

Getting sick or injured could significantly impact your life, but it doesn’t have to affect your financial stability. RiverSource® Income Protection solutions can help safeguard your income if an illness or injury prevents you from working, so you can stay focused on what matters most.

What is disability income insurance?

Disability income insurance covers a portion of your income if you are injured or ill and unable to work for an extended period of time. Having group disability income insurance through work is a great start, but it may fall short of covering all it could.

Combining employer-sponsored insurance with a personal RiverSource® Income Protection policy can help protect more of your actual earnings with:

  • An income tax-free monthly benefit*
  • Guaranteed coverage up to age 65 (as long as premiums are paid in full and on time). All guarantees are based on the continued claims paying ability of the issuing company.
  • No change to your coverage without your consent
  • Coverage for bonuses and commissions

For an additional cost you can add optional coverage to help your benefit keep pace with wage and cost-of-living increases.

 

 

Disability income insurance solutions

  • RiverSource Income Protection Solutions

RiverSource Income Protection

  • An income tax-free monthly benefit*
  • Guaranteed coverage up to age 65 (as long as premiums are paid in full and on time). All guarantees are based on the continued claims paying ability of the issuing company
  • No change to your coverage without your consent
  • Coverage for bonuses and commissions

For an additional cost you can add optional coverage to help your benefit keep pace with wage and cost-of-living increases.

Protect yourself and your family if you are unable to work due to an extended illness or injury. Discuss disability income coverage with your Ameriprise advisor today.

Can your family live on $1,259 a month? That’s the average monthly benefit paid by Social Security Disability Insurance in October 2019.

Disability Income Insurance

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Income Protection Solutions

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Disability income insurance fair questions and important answers

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Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

*Per IRC § 104(a)(3)
All guarantees are based on the continued claims paying ability of the issuing company.
Before you purchase, be sure to ask your financial advisor about the insurance policy’s features, benefits and fees, and whether the insurance is appropriate for you, based upon your financial situation and objectives.
RiverSource Disability Income insurance policies have certain exclusions, limitations, provisions for reduction of benefits and terms under which the policy may be continued in force or discontinued. For costs and details, talk to your financial advisor.
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