Shareholder Documents

Below you’ll find the prospectuses, shareholder reports and other key fund documents for the funds underlying RiverSource® Insurance and Annuity contracts. These documents reflect the most recent versions received by RiverSource from the funds. All documents are PDF files and require the free software Adobe-Reader®. All funds may not be available for investment under your policy or contract.

Please read any prospectus carefully before you invest or send money.

Fund Reports Prospectus
Columbia Variable Portfolio - Balanced Fund (Class 1)
Columbia Variable Portfolio - Balanced Fund (Class 3)
Columbia Variable Portfolio - Commodity Strategy Fund (Class 1)
Columbia Variable Portfolio - Commodity Strategy Fund (Class 2)
Columbia Variable Portfolio - Contrarian Core Fund (Class 1)
Columbia Variable Portfolio - Contrarian Core Fund (Class 2)
Columbia Variable Portfolio - Core Equity Fund
Columbia Variable Portfolio - Disciplined Core Fund (Class 2)
Columbia Variable Portfolio - Disciplined Core Fund (Class 3)
Columbia Variable Portfolio - Dividend Opportunity Fund (Class 1)
Columbia Variable Portfolio - Dividend Opportunity Fund (Class 2)
Columbia Variable Portfolio - Dividend Opportunity Fund (Class 3)
Columbia Variable Portfolio - Emerging Markets Fund (Class 1)
Columbia Variable Portfolio - Emerging Markets Fund (Class 2)
Columbia Variable Portfolio - Emerging Markets Fund (Class 3)
Columbia Variable Portfolio - Emerging Markets Bond Fund (Class 1)
Columbia Variable Portfolio - Emerging Markets Bond Fund (Class 2)
Columbia Variable Portfolio - Global Strategic Income Fund (Class 2)
Columbia Variable Portfolio - Global Strategic Income Fund (Class 3)
Columbia Variable Portfolio - Government Money Market Fund (Class 1)
Columbia Variable Portfolio - Government Money Market Fund (Class 2)
Columbia Variable Portfolio - Government Money Market Fund (Class 3)
Columbia Variable Portfolio - High Yield Bond Fund (Class 1)
Columbia Variable Portfolio - High Yield Bond Fund (Class 2)
Columbia Variable Portfolio - High Yield Bond Fund (Class 3)
Columbia Variable Portfolio - Income Opportunities Fund (Class 1)
Columbia Variable Portfolio - Income Opportunities Fund (Class 2)
Columbia Variable Portfolio - Income Opportunites Fund (Class 3)
Columbia Variable Portfolio - Intermediate Bond Fund (Class 1)
Columbia Variable Portfolio - Intermediate Bond Fund (Class 2)
Columbia Variable Portfolio - Intermediate Bond Fund (Class 3)
Columbia Variable Portfolio - Large Cap Growth Fund (Class 1)
Columbia Variable Portfolio - Large Cap Growth Fund (Class 2)
Columbia Variable Portfolio - Large Cap Growth Fund (Class 3)
Columbia Variable Portfolio - Large Cap Index Fund (Class 1)
Columbia Variable Portfolio - Large Cap Index Fund (Class 3)
Columbia Variable Portfolio - Limited Duration Credit Fund (Class 1)
Columbia Variable Portfolio - Limited Duration Credit Fund (Class 2)
Columbia Variable Portfolio - Long Government/Credit Bond Fund (Class 1)
Columbia Variable Portfolio - Long Government/Credit Bond Fund (Class 2)
Columbia Variable Portfolio - Mid Cap Growth Fund (Class 1)
Columbia Variable Portfolio - Mid Cap Growth Fund (Class 2)
Columbia Variable Portfolio - Mid Cap Growth Fund (Class 3)
Columbia Variable Portfolio - Select Mid Cap Value Fund (Class 1)
Columbia Variable Portfolio - Select Mid Cap Value Fund (Class 2)
Columbia Variable Portfolio - Select Mid Cap Value Fund (Class 3)
Columbia Variable Portfolio - Overseas Core Fund (Class 1)
Columbia Variable Portfolio - Overseas Core Fund (Class 2)
Columbia Variable Portfolio - Overseas Core Fund (Class 3)
Columbia Variable Portfolio - Select Large Cap Value Fund (Class 1)
Columbia Variable Portfolio - Select Large Cap Value Fund (Class 2)
Columbia Variable Portfolio - Select Large Cap Value Fund (Class 3)
Columbia Variable Portfolio - Select Small Cap Value Fund (Class 1)
Columbia Variable Portfolio - Select Small Cap Value Fund (Class 2)
Columbia Variable Portfolio - Select Small Cap Value Fund (Class 3)
Columbia Variable Portfolio - Small Cap Value Fund (Class 1)
Columbia Variable Portfolio - Small Cap Value Fund (Class 2)
Columbia Variable Portfolio - Small Company Growth Fund (Class 1)
Columbia Variable Portfolio - Strategic Income Fund (Class 1)
Columbia Variable Portfolio - Strategic Income Fund (Class 2)
Columbia Variable Portfolio - U.S. Equities Fund (Class 1)
Columbia Variable Portfolio - U.S. Equities Fund (Class 2)
Columbia Variable Portfolio - U.S. Government Mortgage Fund (Class 1)
Columbia Variable Portfolio - U.S. Government Mortgage Fund (Class 2)
Columbia Variable Portfolio - U.S. Government Mortgage Fund (Class 3)
CTIVP® - American Century Diversified Bond Fund (Class 1)
CTIVP® - American Century Diversified Bond Fund (Class 2)
CTIVP® - BlackRock Global Inflation-Protected Securities Fund (Class 1)
CTIVP® - BlackRock Global Inflation-Protected Securities Fund (Class 2)
CTIVP® - BlackRock Global Inflation-Protected Securities Fund (Class 3)
CTIVP® - CenterSquare Real Estate Fund (Class 1)
CTIVP® - CenterSquare Real Estate Fund (Class 2)
CTIVP® - Lazard International Equity Advantage Fund (Class 1)
CTIVP® - Lazard International Equity Advantage Fund (Class 2)
CTIVP® - Loomis Sayles Growth Fund (Class 1)
CTIVP® - Loomis Sayles Growth Fund (Class 2)
CTIVP® - Los Angeles Capital Large Cap Growth Fund (Class 1)
CTIVP® - Los Angeles Capital Large Cap Growth Fund (Class 2)
CTIVP® - MFS® Value Fund (Class 1)
CTIVP® - MFS® Value Fund (Class 2)
CTIVP® - Morgan Stanley Advantage Fund (Class 1)
CTIVP® - Morgan Stanley Advantage Fund (Class 2)
CTIVP®- T. Rowe Price Large Cap Value Fund (Class 1)
CTIVP® - T. Rowe Price Large Cap Value Fund (Class 2)
CTIVP® - TCW Core Plus Bond Fund (Class 1)
CTIVP® - TCW Core Plus Bond Fund (Class 2)
CTIVP® - Victory Sycamore Established Value Fund (Class 1)
CTIVP® - Victory Sycamore Established Value Fund (Class 2)
CTIVP® - Victory Sycamore Established Value Fund (Class 3)
CTIVP® - Wells Fargo Short Duration Government Fund (Class 1)
CTIVP® - Wells Fargo Short Duration Government Fund (Class 2)
CTIVP® - Westfield Mid Cap Growth Fund (Class 1)
CTIVP® - Westfield Mid Cap Growth Fund (Class 2)
Variable Portfolio – Managed Risk Fund (Class 2)
Variable Portfolio – Managed Risk U.S. Fund (Class 2)
Variable Portfolio - Managed Volatility Conservative Fund (Class 1)
Variable Portfolio - Managed Volatility Conservative Fund (Class 2)
Variable Portfolio - Managed Volatility Conservative Growth Fund (Class 1)
Variable Portfolio - Managed Volatility Conservative Growth Fund (Class 2)
Variable Portfolio - Managed Volatility Growth Fund (Class 1)
Variable Portfolio - Managed Volatility Growth Fund (Class 2)
Variable Portfolio - Managed Volatility Moderate Growth Fund (Class 1)
Variable Portfolio - Managed Volatility Moderate Growth Fund (Class 2)
Variable Portfolio - Partners Core Bond Fund (Class 1)
Variable Portfolio - Partners Core Bond Fund (Class 2)
Variable Portfolio - Partners Core Equity Fund (Class 1)
Variable Portfolio - Partners Core Equity Fund (Class 2)
Variable Portfolio - Partners Core Equity Fund (Class 3)
Variable Portfolio - Partners International Core Equity Fund (Class 1)
Variable Portfolio - Partners International Core Equity Fund (Class 2)
Variable Portfolio - Partners International Growth Fund (Class 1)
Variable Portfolio - Partners International Growth Fund (Class 2)
Variable Portoflio - Partners International Value Fund (Class 1)
Variable Portoflio - Partners International Value Fund (Class 2)
Variable Portfolio - Partners Small Cap Growth Fund (Class 1)
Variable Portfolio - Partners Small Cap Growth Fund (Class 2)
Variable Portfolio - Partners Small Cap Value Fund (Class 1)
Variable Portfolio - Partners Small Cap Value Fund (Class 2)
Variable Portfolio - Partners Small Cap Value Fund (Class 3)
Variable Portfolio - U.S. Flexible Growth Fund (Class 1)
Variable Portfolio - U.S. Flexible Growth Fund (Class 2)
Variable Portfolio - U.S. Flexible Moderate Growth Fund (Class 1)
Variable Portfolio - U.S. Flexible Moderate Growth Fund (Class 2)
Variable Portfolio - U.S. Flexible Conservative Growth Fund (Class 1)
Variable Portfolio - U.S. Flexible Conservative Growth Fund (Class 2)
Variable Portfolio - Conservative Portfolio (Class 1)
Variable Portfolio - Conservative Portfolio (Class 2)
Variable Portfolio - Conservative Portfolio (Class 4)
Variable Portfolio - Moderately Conservative Portfolio (Class 1)
Variable Portfolio - Moderately Conservative Portfolio (Class 2)
Variable Portfolio - Moderately Conservative Portfolio (Class 4)
Variable Portfolio - Moderate Portfolio (Class 1)
Variable Portfolio - Moderate Portfolio (Class 2)
Variable Portfolio - Moderate Portfolio (Class 4)
Variable Portfolio - Moderately Aggressive Portfolio (Class 1)
Variable Portfolio - Moderately Aggressive Portfolio (Class 2)
Variable Portfolio - Moderately Aggressive Portfolio (Class 4)
Variable Portfolio - Aggressive Portfolio (Class 1)
Variable Portfolio - Aggressive Portfolio (Class 2)
Variable Portfolio - Aggressive Portfolio (Class 4)
Wanger International
Wanger USA
AB VPS Balanced Wealth Strategy Portfolio (Class B)
AB VPS Dynamic Asset Allocation Portfolio (Class B)
AB VPS Global Thematic Growth Portfolio (Class B)
AB VPS Growth and Income Portfolio (Class B)
AB VPS Intermediate Bond Portfolio (Class B)
AB VPS International Value Portfolio (Class B)
AB VPS Large Cap Growth Portfolio (Class B)
ALPS | Alerian Energy Infrastructure Portfolio: Class III
American Century VP Capital Appreciation, Class I
American Century VP Income & Growth, Class I
American Century VP Inflation Protection, Class II
American Century VP International, Class I
American Century VP International, Class II
American Century VP Mid Cap Value, Class II
American Century VP Ultra®, Class II
American Century VP Value, Class I
American Century VP Value, Class II
BlackRock Global Allocation V.I. Fund (Class III)
BNY Mellon Investment Portfolios, MidCap Stock Portfolio-Service Shares
BNY Mellon Investment Portfolios, Technology Growth Portfolio-Service Shares
BNY Mellon Variable Investment Fund, Appreciation Portfolio-Service Shares
BNY Mellon Sustainable U.S. Equity Portfolio, Inc. - Initial Shares
Calvert VP SRI Balanced Portfolio (Class I)
Credit Suisse Trust Commodity Return Strategy Portfolio
DWS Alternative Asset Allocation VIP, Class B
Eaton Vance VT Floating-Rate Income Fund - Initial Class
Fidelity® VIP Balanced Portfolio Service Class
Fidelity® VIP Balanced Portfolio Service Class 2
Fidelity® VIP Contrafund® Portfolio Service Class
Fidelity® VIP Contrafund® Portfolio Service Class 2
Fidelity® VIP Dynamic Capital Appreciation Portfolio Service Class 2
Fidelity® VIP Growth & Income Portfolio Service Class
Fidelity® VIP Growth & Income Portfolio Service Class 2
Fidelity® VIP Growth Portfolio Service Class
Fidelity® VIP Growth Portfolio Service Class 2
Fidelity® VIP High Income Portfolio Service Class
Fidelity® VIP High Income Portfolio Service Class 2
Fidelity® VIP Investment Grade Bond Portfolio Service Class 2
Fidelity® VIP Mid Cap Portfolio Initial Class
Fidelity® VIP Mid Cap Portfolio Service Class
Fidelity® VIP Mid Cap Portfolio Service Class 2
Fidelity® VIP Overseas Portfolio Service Class
Fidelity® VIP Overseas Portfolio Service Class 2
Fidelity® VIP Strategic Income Portfolio Service Class 2
Franklin Global Real Estate VIP Fund - Class 2
Franklin Income VIP Fund - Class 2
Franklin Mutual Shares VIP Fund - Class 2
Franklin Rising Dividends VIP Fund - Class 2
Franklin Small Cap Value VIP Fund - Class 2
Franklin Small-Mid Cap Growth VIP Fund - Class 2
Templeton Developing Markets VIP Fund - Class 2
Templeton Foreign VIP Fund - Class 2
Templeton Global Bond VIP Fund - Class 2
Templeton Growth VIP Fund - Class 2
Goldman Sachs VIT Mid Cap Value Fund - Institutional Shares
Goldman Sachs VIT Strategic Growth Fund - Institutional Shares
Goldman Sachs VIT International Equity Insights Fund - Institutional Shares
Goldman Sachs VIT Multi-Strategy Alternatives Portfolio - Advisor Shares
Goldman Sachs VIT Small Cap Equity Insights Fund - Institutional Shares
Goldman Sachs VIT U.S. Equity Insights Fund - Institutional Shares
Invesco Oppenheimer V.I. Capital Appreciation Fund, Service I shares
Invesco Oppenheimer V.I. Capital Appreciation Fund, Service II shares
Invesco Oppenheimer V.I. Discovery Mid Cap Growth Fund, Series I Shares
Invesco Oppenheimer V.I. Discovery Mid Cap Growth Fund, Series II Shares
Invesco Oppenheimer V.I. Global Fund, Service II shares
Invesco Oppenheimer V.I. Global Strategic Income Fund, Service II shares
Invesco Oppenheimer V.I. Main Street Fund®, Service I shares
Invesco Oppenheimer V.I. Main Street Fund®, Service II shares
Invesco Oppenheimer V.I. Main Street Small Cap Fund®, Service II shares
Invesco V.I. American Franchise Fund, Series I Shares
Invesco V.I. American Franchise Fund, Series II Shares
Invesco V.I. Balanced-Risk Allocation Fund, Series II Shares
Invesco V.I. Comstock Fund, Series II Shares
Invesco V.I. Core Equity Fund, Series I Shares
Invesco V.I. Core Equity Fund, Series II Shares
Invesco V.I. Diversified Dividend Fund, Series I Shares
Invesco V.I. Diversified Dividend Fund, Series II Shares
Invesco V.I. Health Care Fund, Series II Shares
Invesco V.I. Growth and Income Fund, Series II Shares
Invesco V.I. International Growth Fund, Series I Shares
Invesco V.I. International Growth Fund, Series II Shares
Invesco V.I. Mid Cap Core Equity Fund, Series II Shares
Invesco V.I. Technology Fund, Series I Shares
Invesco V.I. Value Opportunities Fund, Series II Shares
Ivy VIP Asset Strategy, Class II
Janus Henderson Balanced Portfolio: Service Shares
Janus Henderson Enterprise Portfolio: Service Shares
Janus Henderson Flexible Bond Portfolio: Service Shares
Janus Henderson Global Research Portfolio: Institutional Shares
Janus Henderson Global Technology and Innovation Portfolio: Service Shares
Janus Henderson Research Portfolio: Institutional Shares
Janus Henderson Research Portfolio: Service Shares
Janus Henderson Overseas Portfolio: Service Shares
JPMorgan Insurance Trust U.S. Equity Portfolio - Class 1 Shares
Lazard Retirement International Equity Portfolio - Service Shares
Lazard Retirement Global Dynamic Multi Asset Portfolio - Investors Shares
Lazard Retirement Global Dynamic Multi Asset Portfolio - Service Shares
ClearBridge Variable Aggressive Growth Portfolio - Class I
ClearBridge Variable Appreciation Portfolio - Class I
ClearBridge Variable Large Cap Value Portfolio Class I
ClearBridge Variable Small Cap Growth Portfolio - Class I
Western Asset Variable Global High Yield Bond Portfolio - Share Class I
Western Asset Variable Global High Yield Bond Portfolio - Share Class II
Lincoln VIP Baron Growth Opportunities Fund - Service Class
MFS® Investors Trust Series - Initial Class
MFS® Investors Trust Series - Service Class
MFS® Massachusetts Investors Growth Stock Portfolio - Service Class
MFS® New Discovery Series - Initial Class
MFS® New Discovery Series - Service Class
MFS® Research Series - Initial Class
MFS® Total Return Series - Initial Class
MFS® Total Return Series - Service Class
MFS® Utilities Series - Initial Class
MFS® Utilities Series - Service Class
Morgan Stanley VIF Global Real Estate Portfolio, Class II Shares
Morgan Stanley VIF Discovery Portfolio, Class II Shares
Morgan Stanley VIF U.S. Real Estate Portfolio, Class I Shares
Morgan Stanley VIF U.S. Real Estate Portfolio, Class II Shares
Neuberger Berman AMT International Equity Portfolio (Class S)
Neuberger Berman AMT Sustainable Equity Portfolio (Class S)
Neuberger Berman AMT U.S. Equity Index PutWrite Strategy Portfolio (Class S)
PIMCO VIT All Asset Portfolio, Advisor Class
PIMCO VIT Global Managed Asset Allocation Portfolio, Advisor Class
PIMCO VIT Total Return Portfolio, Advisor Class
Putnam VT Diversified Income Fund - Class IA Shares
Putnam VT Diversified Income Fund - Class IB Shares
Putnam VT Equity Income Fund - Class IA Shares
Putnam VT Equity Income Fund - Class IB Shares
Putnam VT Global Equity Fund - Class IA Shares
Putnam VT Global Health Care Fund - Class IB Shares
Putnam VT Growth Opportunities Fund - Class IA Shares
Putnam VT Growth Opportunities Fund - Class IB Shares
Putnam VT High Yield Fund - Class IA Shares
Putnam VT High Yield Fund - Class IB Shares
Putnam VT Income Fund - Class IB Shares
Putnam VT International Equity Fund - Class IB Shares
Putnam VT Emerging Markets Equity Fund - Class IB Shares
Putnam VT International Value Fund - Class IB Shares
Putnam VT Research Fund - Class IB Shares
Putnam VT Small Cap Value Fund - Class IB Shares
Putnam VT Sustainable Leaders Fund - Class IA Shares
Putnam VT Sustainable Leaders Fund - Class IB Shares
Royce Capital Fund Micro-Cap Portfolio - Investment Class
Royce Capital Fund Small-Cap Portfolio - Investment Class
Third Avenue VST FFI Strategies Portfolio
VanEck VIP Global Gold Fund (Class S Shares)
Wells Fargo VT Index Asset Allocation Fund - Class 2
Wells Fargo VT International Equity Fund - Class 1
Wells Fargo VT International Equity Fund - Class 2
Wells Fargo VT Omega Growth Fund - Class 1
Wells Fargo VT Omega Growth Fund - Class 2
Wells Fargo VT Opportunity Fund - Class 1
Wells Fargo VT Opportunity Fund - Class 2
Wells Fargo VT Small Cap Growth Fund - Class 1
Wells Fargo VT Small Cap Growth Fund - Class 2