Shareholder Documents

Below you’ll find the prospectuses, shareholder reports and other key fund documents for the funds underlying RiverSource® Insurance and Annuity contracts. These documents reflect the most recent versions received by RiverSource from the funds. All documents are PDF files and require the free software Adobe-Reader®. All funds may not be available for investment under your policy or contract.

Please read any prospectus carefully before you invest or send money.

 

Fund

Prospectus

Columbia Variable Portfolio - Balanced Fund (Class 3)

Summary Fund Prospectus

Columbia Variable Portfolio - Commodity Strategy Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - Contrarian Core Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - Core Equity Fund

Summary Fund Prospectus

Columbia Variable Portfolio - Disciplined Core Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - Disciplined Core Fund (Class 3)

Summary Fund Prospectus

Columbia Variable Portfolio - Dividend Opportunity Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - Dividend Opportunity Fund (Class 3)

Summary Fund Prospectus

Columbia Variable Portfolio - Emerging Markets Bond Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - Emerging Markets Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - Emerging Markets Fund (Class 3)

Summary Fund Prospectus

Columbia Variable Portfolio - Global Strategic Income Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - Global Strategic Income Fund (Class 3)

Summary Fund Prospectus

Columbia Variable Portfolio - Government Money Market Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - Government Money Market Fund (Class 3)

Summary Fund Prospectus

Columbia Variable Portfolio - High Yield Bond Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - High Yield Bond Fund (Class 3)

Summary Fund Prospectus

Columbia Variable Portfolio - Income Opportunities Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - Income Opportunities Fund (Class 3)

Summary Fund Prospectus

Columbia Variable Portfolio - Intermediate Bond Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - Intermediate Bond Fund (Class 3)

Summary Fund Prospectus

Columbia Variable Portfolio - Large Cap Growth Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - Large Cap Growth Fund (Class 3)

Summary Fund Prospectus

Columbia Variable Portfolio - Large Cap Index Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - Large Cap Index Fund (Class 3)

Summary Fund Prospectus

Columbia Variable Portfolio - Limited Duration Credit Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - Long Government/Credit Bond Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - Overseas Core Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - Overseas Core Fund (Class 3)

Summary Fund Prospectus

Columbia Variable Portfolio - Select Large Cap Equity Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - Select Large Cap Value Fund (Class 3)

Summary Fund Prospectus

Columbia Variable Portfolio - Select Mid Cap Growth Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - Select Mid Cap Growth Fund (Class 3)

Summary Fund Prospectus

Columbia Variable Portfolio - Select Mid Cap Value Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - Select Mid Cap Value Fund (Class 3)

Summary Fund Prospectus

Columbia Variable Portfolio - Select Small Cap Value Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - Select Small Cap Value Fund (Class 3)

Summary Fund Prospectus

Columbia Variable Portfolio - Seligman Global Technology Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - Small Cap Value Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - Small Company Growth Fund (Class 1)

Summary Fund Prospectus

Columbia Variable Portfolio - Strategic Income Fund (Class 1)

Summary Fund Prospectus

Columbia Variable Portfolio - Strategic Income Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - U.S. Government Mortgage Fund (Class 2)

Summary Fund Prospectus

Columbia Variable Portfolio - U.S. Government Mortgage Fund (Class 3)

Summary Fund Prospectus

CTIVP® - American Century Diversified Bond Fund (Class 2)

Summary Fund Prospectus

CTIVP® - BlackRock Global Inflation-Protected Securities Fund (Class 2)

Summary Fund Prospectus

CTIVP® - BlackRock Global Inflation-Protected Securities Fund (Class 3)

Summary Fund Prospectus

CTIVP® - CenterSquare Real Estate Fund (Class 2)

Summary Fund Prospectus

CTIVP® - Principal Blue Chip Growth (Class 2)

Summary Fund Prospectus

CTIVP® - MFS® Value Fund (Class 2)

Summary Fund Prospectus

CTIVP® - Morgan Stanley Advantage Fund (Class 2)

Summary Fund Prospectus

CTIVP® - T. Rowe Price Large Cap Value Fund (Class 2)

Summary Fund Prospectus

CTIVP® - TCW Core Plus Bond Fund (Class 2)

Summary Fund Prospectus

CTIVP® - Victory Sycamore Established Value Fund (Class 2)

Summary Fund Prospectus

CTIVP® - Victory Sycamore Established Value Fund (Class 3)

Summary Fund Prospectus

CTIVP® - Westfield Mid Cap Growth Fund (Class 2)

Summary Fund Prospectus

AB VPS Balanced Hedged Allocation Portfolio (Class B)

Summary Fund Prospectus

AB VPS Dynamic Asset Allocation Portfolio (Class B)

Summary Fund Prospectus

AB VPS Growth and Income Portfolio (Class B)

Summary Fund Prospectus

AB VPS International Value Portfolio (Class B)

Summary Fund Prospectus

AB VPS Large Cap Growth Portfolio (Class B)

Summary Fund Prospectus

AB VPS Sustainable Global Thematic Portfolio (Class B)

Summary Fund Prospectus

Allspring VT Index Asset Allocation Fund - Class 2

Summary Fund Prospectus

Allspring VT International Equity Fund - Class 1

Summary Fund Prospectus

Allspring VT International Equity Fund - Class 2

Summary Fund Prospectus

Allspring VT Omega Growth Fund - Class 1

Summary Fund Prospectus

Allspring VT Omega Growth Fund - Class 2

Summary Fund Prospectus

Allspring VT Opportunity Fund - Class 1

Summary Fund Prospectus

Allspring VT Opportunity Fund - Class 2

Summary Fund Prospectus

Allspring VT Small Cap Growth Fund - Class 2

Summary Fund Prospectus

ALPS | Alerian Energy Infrastructure Portfolio: Class III

Summary Fund Prospectus

American Century VP Capital Appreciation, Class I

Summary Fund Prospectus

American Century VP Disciplined Core Value, Class I

Summary Fund Prospectus

American Century VP Inflation Protection, Class II

Summary Fund Prospectus

American Century VP International, Class I

Summary Fund Prospectus

American Century VP International, Class II

Summary Fund Prospectus

American Century VP Mid Cap Value, Class II

Summary Fund Prospectus

American Century VP Ultra®, Class II

Summary Fund Prospectus

American Century VP Value, Class I

Summary Fund Prospectus

American Century VP Value, Class II

Summary Fund Prospectus

BlackRock Advantage SMID Cap V.I. Fund (Class III)

Summary Fund Prospectus

BlackRock Global Allocation V.I. Fund (Class III)

Summary Fund Prospectus

BNY Mellon Investment Portfolios, MidCap Stock Portfolio-Service Shares

Summary Fund Prospectus

BNY Mellon Investment Portfolios, Technology Growth Portfolio-Service Shares

Summary Fund Prospectus

BNY Mellon Sustainable U.S. Equity Portfolio, Inc. - Initial Shares

Summary Fund Prospectus

BNY Mellon Sustainable U.S. Equity Portfolio, Inc. - Service Shares

Summary Fund Prospectus

BNY Mellon Variable Investment Fund, Appreciation Portfolio-Service Shares

Summary Fund Prospectus

Calvert VP EAFE International Index Portfolio - Class F

Summary Fund Prospectus

Calvert VP Nasdaq 100 Index Portfolio - Class F

Summary Fund Prospectus

Calvert VP Russell 2000® Small Cap Index Portfolio - Class F

Summary Fund Prospectus

Calvert VP SRI Balanced Portfolio (Class I)

Summary Fund Prospectus

ClearBridge Variable Aggressive Growth Portfolio - Class I

Summary Fund Prospectus

ClearBridge Variable Appreciation Portfolio - Class I

Summary Fund Prospectus

ClearBridge Variable Large Cap Value Portfolio Class I

Summary Fund Prospectus

ClearBridge Variable Small Cap Growth Portfolio - Class I

Summary Fund Prospectus

Credit Suisse Trust Commodity Return Strategy Portfolio

Summary Fund Prospectus

Delaware Ivy VIP Asset Strategy, Class II

Summary Fund Prospectus

Delaware VIP® Fund for Income Series - Service Class

Summary Fund Prospectus

Delaware VIP® International Series - Service Class

Summary Fund Prospectus

DWS Alternative Asset Allocation VIP, Class B

Summary Fund Prospectus

Eaton Vance VT Floating-Rate Income Fund - Initial Class

Summary Fund Prospectus

Fidelity® VIP Balanced Portfolio Service Class

Summary Fund Prospectus

Fidelity® VIP Balanced Portfolio Service Class 2

Summary Fund Prospectus

Fidelity® VIP Contrafund® Portfolio Service Class

Summary Fund Prospectus

Fidelity® VIP Contrafund® Portfolio Service Class 2

Summary Fund Prospectus

Fidelity® VIP Dynamic Capital Appreciation Portfolio Service Class 2

Summary Fund Prospectus

Fidelity® VIP Emerging Markets Portfolio Service Class 2

Summary Fund Prospectus

Fidelity® VIP Energy Portfolio Service Class 2

Summary Fund Prospectus

Fidelity® VIP Growth & Income Portfolio Service Class

Summary Fund Prospectus

Fidelity® VIP Growth & Income Portfolio Service Class 2

Summary Fund Prospectus

Fidelity® VIP Growth Opportunities Portfolio Service Class 2

Summary Fund Prospectus

Fidelity® VIP Growth Portfolio Service Class

Summary Fund Prospectus

Fidelity® VIP Growth Portfolio Service Class 2

Summary Fund Prospectus

Fidelity® VIP High Income Portfolio Service Class

Summary Fund Prospectus

Fidelity® VIP High Income Portfolio Service Class 2

Summary Fund Prospectus

Fidelity® VIP International Capital Appreciation Portfolio Service Class 2

Summary Fund Prospectus

Fidelity® VIP Investment Grade Bond Portfolio Service Class 2

Summary Fund Prospectus

Fidelity® VIP Mid Cap Portfolio Service Class

Summary Fund Prospectus

Fidelity® VIP Mid Cap Portfolio Service Class 2

Summary Fund Prospectus

Fidelity® VIP Overseas Portfolio Service Class

Summary Fund Prospectus

Fidelity® VIP Overseas Portfolio Service Class 2

Summary Fund Prospectus

Fidelity® VIP Strategic Income Portfolio Service Class 2

Summary Fund Prospectus

Franklin Global Real Estate VIP Fund - Class 2

Summary Fund Prospectus

Franklin Income VIP Fund - Class 2

Summary Fund Prospectus

Franklin Income VIP Fund - Class 4

Summary Fund Prospectus

Franklin Mutual Global Discovery VIP Fund - Class 4

Summary Fund Prospectus

Franklin Mutual Shares VIP Fund - Class 2

Summary Fund Prospectus

Franklin Rising Dividends VIP Fund - Class 2

Summary Fund Prospectus

Franklin Small Cap Value VIP Fund - Class 2

Summary Fund Prospectus

Franklin Small Cap Value VIP Fund - Class 4

Summary Fund Prospectus

Franklin Small-Mid Cap Growth VIP Fund - Class 2

Summary Fund Prospectus

Goldman Sachs VIT International Equity Insights Fund - Institutional Shares

Summary Fund Prospectus

Goldman Sachs VIT Mid Cap Value Fund - Institutional Shares

Summary Fund Prospectus

Goldman Sachs VIT Multi-Strategy Alternatives Portfolio - Advisor Shares

Summary Fund Prospectus

Goldman Sachs VIT Multi-Strategy Alternatives Portfolio - Service Shares

Summary Fund Prospectus

Goldman Sachs VIT Small Cap Equity Insights Fund - Institutional Shares

Summary Fund Prospectus

Goldman Sachs VIT Small Cap Equity Insights Fund - Service Shares

Summary Fund Prospectus

Goldman Sachs VIT Strategic Growth Fund - Institutional Shares

Summary Fund Prospectus

Goldman Sachs VIT U.S. Equity Insights Fund - Institutional Shares

Summary Fund Prospectus

Invesco V.I. American Franchise Fund, Series I Shares

Summary Fund Prospectus

Invesco V.I. American Franchise Fund, Series II Shares

Summary Fund Prospectus

Invesco V.I. American Value Fund, Series II

Summary Fund Prospectus

Invesco V.I. Balanced-Risk Allocation Fund, Series II Shares

Summary Fund Prospectus

Invesco V.I. Capital Appreciation Fund, Series I Shares

Summary Fund Prospectus

Invesco V.I. Capital Appreciation Fund, Series II Shares

Summary Fund Prospectus

Invesco V.I. Comstock Fund, Series II Shares

Summary Fund Prospectus

Invesco V.I. Core Equity Fund, Series I Shares

Summary Fund Prospectus

Invesco V.I. Core Equity Fund, Series II Shares

Summary Fund Prospectus

Invesco V.I. Core Plus Bond Fund, Series II shares

Summary Fund Prospectus

Invesco V.I. Discovery Mid Cap Growth Fund, Series I Shares

Summary Fund Prospectus

Invesco V.I. Discovery Mid Cap Growth Fund, Series II Shares

Summary Fund Prospectus

Invesco V.I. Diversified Dividend Fund, Series I Shares

Summary Fund Prospectus

Invesco V.I. Diversified Dividend Fund, Series II Shares

Summary Fund Prospectus

Invesco V.I. EQV International Equity Fund, Series I shares

Summary Fund Prospectus

Invesco V.I. EQV International Equity Fund, Series II shares

Summary Fund Prospectus

Invesco V.I. Global Fund, Service II shares

Summary Fund Prospectus

Invesco V.I. Global Strategic Income Fund, Service II shares

Summary Fund Prospectus

Invesco V.I. Growth and Income Fund, Series II Shares

Summary Fund Prospectus

Invesco V.I. Health Care Fund, Series II Shares

Summary Fund Prospectus

Invesco V.I. Main Street Fund®, Service I shares

Summary Fund Prospectus

Invesco V.I. Main Street Fund®, Service II shares

Summary Fund Prospectus

Invesco V.I. Main Street Mid Cap Fund®, Series II Shares

Summary Fund Prospectus

Invesco V.I. Main Street Small Cap Fund®, Service II shares

Summary Fund Prospectus

Invesco V.I. Technology Fund, Series I Shares

Summary Fund Prospectus

Invesco V.I. Technology Fund, Series II Shares

Summary Fund Prospectus

Janus Henderson Balanced Portfolio: Service Shares

Summary Fund Prospectus

Janus Henderson Enterprise Portfolio: Service Shares

Summary Fund Prospectus

Janus Henderson Flexible Bond Portfolio: Service Shares

Summary Fund Prospectus

Janus Henderson Forty Portfolio: Service Shares

Summary Fund Prospectus

Janus Henderson Global Research Portfolio: Institutional Shares

Summary Fund Prospectus

Janus Henderson Global Technology and Innovation Portfolio: Service Shares

Summary Fund Prospectus

Janus Henderson Overseas Portfolio: Service Shares

Summary Fund Prospectus

Janus Henderson Research Portfolio: Institutional Shares

Summary Fund Prospectus

Janus Henderson Research Portfolio: Service Shares

Summary Fund Prospectus

JPMorgan Insurance Trust U.S. Equity Portfolio - Class 1 Shares

Summary Fund Prospectus

JPMorgan Insurance Trust U.S. Equity Portfolio - Class 2 Shares

Summary Fund Prospectus

Lazard Retirement Emerging Markets Portfolio - Service Shares

Summary Fund Prospectus

Lazard Retirement Global Dynamic Multi Asset Portfolio - Service Shares

Summary Fund Prospectus

Lazard Retirement International Equity Portfolio - Service Shares

Summary Fund Prospectus

Lincoln VIP Baron Growth Opportunities Fund - Service Class

Summary Fund Prospectus

Lord Abbett Series Fund Bond Debenture Portfolio - Class VC

Summary Fund Prospectus

Lord Abbett Series Fund Short Duration Income Portfolio - Class VC

Summary Fund Prospectus

MFS® Global Real Estate Series - Service Class

Summary Fund Prospectus

MFS® International Growth Series - Service Class

Summary Fund Prospectus

MFS® Investors Trust Series - Initial Class

Summary Fund Prospectus

MFS® Investors Trust Series - Service Class

Summary Fund Prospectus

MFS® Massachusetts Investors Growth Stock Portfolio - Service Class

Summary Fund Prospectus

MFS® New Discovery Series - Initial Class

Summary Fund Prospectus

MFS® New Discovery Series - Service Class

Summary Fund Prospectus

MFS® Research International Series - Service Class

Summary Fund Prospectus

MFS® Research Series - Initial Class

Summary Fund Prospectus

MFS® Total Return Series - Initial Class

Summary Fund Prospectus

MFS® Total Return Series - Service Class

Summary Fund Prospectus

MFS® Utilities Series - Initial Class

Summary Fund Prospectus

MFS® Utilities Series - Service Class

Summary Fund Prospectus

Morgan Stanley VIF Discovery Portfolio, Class II Shares

Summary Fund Prospectus

Morgan Stanley VIF Global Real Estate Portfolio, Class II Shares

Summary Fund Prospectus

Morgan Stanley VIF U.S. Real Estate Portfolio, Class I Shares

Summary Fund Prospectus

Morgan Stanley VIF U.S. Real Estate Portfolio, Class II Shares

Summary Fund Prospectus

Neuberger Berman AMT International Equity Portfolio (Class S)

Summary Fund Prospectus

Neuberger Berman AMT Sustainable Equity Portfolio (Class S)

Summary Fund Prospectus

Neuberger Berman AMT U.S. Equity Index PutWrite Strategy Portfolio (Class S)

Summary Fund Prospectus

PIMCO VIT All Asset Portfolio, Advisor Class

Summary Fund Prospectus

PIMCO VIT Global Managed Asset Allocation Portfolio, Advisor Class

Summary Fund Prospectus

PIMCO VIT Total Return Portfolio, Advisor Class

Summary Fund Prospectus

Putnam VT Diversified Income Fund - Class IA Shares

Summary Fund Prospectus

Putnam VT Diversified Income Fund - Class IB Shares

Summary Fund Prospectus

Putnam VT Emerging Markets Equity Fund - Class IB Shares

Summary Fund Prospectus

Putnam VT Focused International Equity Fund - Class IA Shares

Summary Fund Prospectus

Putnam VT Global Health Care Fund - Class IB Shares

Summary Fund Prospectus

Putnam VT Growth Opportunities Fund - Class IA Shares

Summary Fund Prospectus

Putnam VT Growth Opportunities Fund - Class IB Shares

Summary Fund Prospectus

Putnam VT High Yield Fund - Class IA Shares

Summary Fund Prospectus

Putnam VT High Yield Fund - Class IB Shares

Summary Fund Prospectus

Putnam VT Income Fund - Class IB Shares

Summary Fund Prospectus

Putnam VT International Equity Fund - Class IB Shares

Summary Fund Prospectus

Putnam VT International Value Fund - Class IB Shares

Summary Fund Prospectus

Putnam VT Large Cap Value Fund - Class IA Shares

Summary Fund Prospectus

Putnam VT Large Cap Value Fund - Class IB Shares

Summary Fund Prospectus

Putnam VT Research Fund - Class IB Shares

Summary Fund Prospectus

Putnam VT Small Cap Value Fund - Class IB Shares

Summary Fund Prospectus

Putnam VT Sustainable Future Fund - Class IB Shares

Summary Fund Prospectus

Putnam VT Sustainable Leaders Fund - Class IA Shares

Summary Fund Prospectus

Putnam VT Sustainable Leaders Fund - Class IB Shares

Summary Fund Prospectus

Royce Capital Fund Micro-Cap Portfolio - Investment Class

Summary Fund Prospectus

Royce Capital Fund Small-Cap Portfolio - Investment Class

Summary Fund Prospectus

Templeton Developing Markets VIP Fund - Class 2

Summary Fund Prospectus

Templeton Foreign VIP Fund - Class 2

Summary Fund Prospectus

Templeton Global Bond VIP Fund - Class 2

Summary Fund Prospectus

Templeton Growth VIP Fund - Class 2

Summary Fund Prospectus

Third Avenue Value Portfolio

Summary Fund Prospectus

VanEck VIP Global Gold Fund (Class S Shares)

Summary Fund Prospectus

Variable Portfolio - Aggressive Portfolio (Class 2)

Summary Fund Prospectus

Variable Portfolio - Aggressive Portfolio (Class 4)

Summary Fund Prospectus

Variable Portfolio - Conservative Portfolio (Class 2)

Summary Fund Prospectus

Variable Portfolio - Conservative Portfolio (Class 4)

Summary Fund Prospectus

Variable Portfolio – Managed Risk Fund (Class 2)

Summary Fund Prospectus

Variable Portfolio – Managed Risk U.S. Fund (Class 2)

Summary Fund Prospectus

Variable Portfolio - Managed Volatility Conservative Fund (Class 2)

Summary Fund Prospectus

Variable Portfolio - Managed Volatility Conservative Growth Fund (Class 2)

Summary Fund Prospectus

Variable Portfolio - Managed Volatility Growth Fund (Class 2)

Summary Fund Prospectus

Variable Portfolio - Managed Volatility Moderate Growth Fund (Class 2)

Summary Fund Prospectus

Variable Portfolio - Moderate Portfolio (Class 2)

Summary Fund Prospectus

Variable Portfolio - Moderate Portfolio (Class 4)

Summary Fund Prospectus

Variable Portfolio - Moderately Aggressive Portfolio (Class 2)

Summary Fund Prospectus

Variable Portfolio - Moderately Aggressive Portfolio (Class 4)

Summary Fund Prospectus

Variable Portfolio - Moderately Conservative Portfolio (Class 2)

Summary Fund Prospectus

Variable Portfolio - Moderately Conservative Portfolio (Class 4)

Summary Fund Prospectus

Variable Portfolio - Partners Core Bond Fund (Class 2)

Summary Fund Prospectus

Variable Portfolio - Partners Core Equity Fund (Class 2)

Summary Fund Prospectus

Variable Portfolio - Partners Core Equity Fund (Class 3)

Summary Fund Prospectus

Variable Portfolio - Partners International Core Equity Fund (Class 2)

Summary Fund Prospectus

Variable Portfolio - Partners International Growth Fund (Class 2)

Summary Fund Prospectus

Variable Portfolio - Partners International Value Fund (Class 2)

Summary Fund Prospectus

Variable Portfolio - Partners Small Cap Growth Fund (Class 2)

Summary Fund Prospectus

Variable Portfolio - Partners Small Cap Value Fund (Class 2)

Summary Fund Prospectus

Variable Portfolio - Partners Small Cap Value Fund (Class 3)

Summary Fund Prospectus

Variable Portfolio - U.S. Flexible Conservative Growth Fund (Class 2)

Summary Fund Prospectus

Variable Portfolio - U.S. Flexible Growth Fund (Class 2)

Summary Fund Prospectus

Variable Portfolio - U.S. Flexible Moderate Growth Fund (Class 2)

Summary Fund Prospectus

Wanger Acorn

Summary Fund Prospectus

Wanger International

Summary Fund Prospectus

Western Asset Variable Global High Yield Bond Portfolio - Share Class II

Summary Fund Prospectus