Protect what matters most to you with insurance solutions
You’ve worked hard to achieve your current lifestyle and make investments for your retirement, yet life can bring uncertainty. What if you can’t work someday, need long-term care or die unexpectedly? Life, long-term care and disability income insurance can help keep your goals on track and provide financial security for yourself and those who depend on you.
Insurance for a variety of needs
Life insurance
Life insurance helps provide financial security to your family or others important to you. A life insurance policy will pay beneficiaries an income tax-free death benefit upon the insured’s death. Some life insurance allows you to accumulate cash value which you can use while you’re living to help pay for things like a child’s education or a second home. Explore our variety of life insurance coverage options and learn which is right for you.
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Long-term care (LTC) insurance
Long-term and extended care insurance options can help protect you, your retirement and your loved ones from the financial impact of long-term care expenses. Long-term care includes nursing home care, home health care or adult day care for those who have chronic or disabling conditions that need supervision. Learn more about LTC insurance.
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Disability income insurance
Help protect your income from an unexpected illness or injury with disability income insurance. It provides a financial safety net if a long-term illness or injury prevents you from working, allowing you to maintain your lifestyle and focus on your recovery. Check out RiverSource income protection solutions to help safeguard your income, protect your lifestyle and provide what matters most.
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Disability income insurance
Term life insurance
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