Take charge of your retirement by adding optional benefits to your annuity

RiverSource® annuities can help with a wide range of retirement needs, including creating a stream of retirement income and leaving a legacy. Optional death benefits, available for an additional fee, can be added to your annuity contract to meet your specific goals and needs.

Types of optional benefits

Income GuideSM program

How much income will you be able to take in retirement? The Income Guide program provides you with a clear guide to the projected sustainability of your retirement income as you age and your investment performance changes.

Learn more about the Income Guide program


Optional death benefits

RiverSource® variable annuities can help you share a legacy with your beneficiaries and ensure the people and causes that mean the most to you receive as much as possible. Optional death benefits are available for an additional fee and must be chosen at the time you open an annuity. They can help you:

  • Grow – Opportunities to lock in gains on your contract anniversary
  • Guarantee – Protect your principal regardless of market performance
  • Give – Maximize the wealth you are able to leave behind

Learn more about RiverSource death benefits.




Ready to invest in an annuity?

Talk to an advisor to discuss variable annuities.  Contact your Ameriprise financial advisor or if you don’t have one, get connected to a knowledgeable advisor who can help.

The guarantees offered by RiverSource® annuities are backed by the strength and soundness of RiverSource Life Insurance Company, and in New York by RiverSource Life Insurance Co. of New York and are subject to their continued claims-paying ability. These guarantees do not apply to the performance of the investments in your annuity, which will vary with market conditions.
View important information about annuities, and how to request a variable annuity prospectus.
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