Protect tomorrow's possibilities today
Life insurance helps provide FINANCIAL SECURITY to your family or others important to you and can help you create a confident retirement.
RiverSource® life insurance can help you:
- Ensure survivor income. When structured properly, your beneficiaries will receive an income tax-free death benefit.1
- Earn retirement income. Some RiverSource life insurance policies help you build cash value for future goals, such as retirement, by providing opportunities to participate in the growth potential of the market. Any potential earnings grow tax deferred, and you can access the cash value through income tax-free loans and withdrawals.
- Transfer wealth. When you purchase a life insurance policy, you immediately secure a death benefit amount higher than the amount of premiums paid. Plus, instead of relying on asset growth, some life insurance policies offer the option of a lifetime guaranteed death benefit — helping you ensure your legacy.
- Plan your estate. IRAs and 401(k)s are subject to income taxation when your beneficiaries access those assets after your death. Life insurance proceeds can help replace the amount of the legacy that is lost due to taxes.
|TERM LIFE||UNIVERSAL LIFE||VARIABLE UNIVERSAL LIFE|
Term life insurance offers you a simple, economical way to meet short-term protection goals.Learn more
Universal life insurance provides protection while offering the opportunity to build cash value. Because it's flexible, you can adjust benefits as your needs change.Learn more
Variable universal life insurance is permanent life insurance that provides the protection you need while offering you the opportunity to invest in the market.Learn more