Annuities can help meet your needs through all stages of your retirement

Retirement can be an exciting time and it’s important to be ready for it financially. However, you may have outstanding questions, such as, “Will I outlive the money I’m saving? Will I be able to take care of my loved ones after I’m gone?”


Annuities are a financial solution that can help you save for retirement and offer a stream of guaranteed income payments. Once in retirement, payments can start immediately or on a certain date and can last a pre-determined number of years or for a lifetime. An annuity is a contract between you and an insurance company and is sold through a professional financial advisor.

 are retirement solutions that can help you meet your financial needs. They can offer opportunities to help grow your portfolio tax-deferred, provide a stream of income and share your legacy with the people and causes you care about.



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Types of annuities


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Structured annuities

A structured annuity is a long-term retirement vehicle that provides you with opportunities to grow your money and a level of protection that can help eliminate some of the risk that comes from investing.

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Variable annuities

A variable annuity offers you the opportunity to take advantage of market gains over time. A variable annuity’s rate of return changes along with the market, making it a valuable long-term investment tool.

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Immediate annuities

An immediate annuity can provide immediate and steady income that’s set for the rest of your life or a specified length of time.

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Tax deferral calculator


RiverSource Structured Solutions 2 annuity

See guide

SecureProvider® Immediate annuity

See guide



Performance & rates


View general performance information or choose a RiverSource variable annuity to view performance.



Find an annuity that’s right for you

An Ameriprise advisor can guide you in choosing an annuity and recommend solutions based on your goals. Contact your advisor or get matched with one today.

The guarantees offered by RiverSource® annuities are backed by the strength and soundess of RiverSource and are subject to our continued claims-paying ability. These guarantees do not apply to the performance of the investments in your annuity, which will vary with market conditions.
View important information about annuities, and how to request a variable annuity prospectus.