Immediate Annuities

Guaranteed income for a more secure retirement.

You may have the following concerns about your income in retirement:

Things to Consider
  • Making sure you have enough income to cover your expenses
  • Having a steady, reliable income no matter what is happening in the market
  • Keeping up with inflation and increasing healthcare costs

You can create guaranteed income that works like your own "personal pension" with the RiverSource® SecureProvider immediate annuity. Guaranteed income from a SecureProvider immediate annuity can reduce the uncertainty you may face around meeting your retirement goals.

The SecureProvider annuity offers a simplecertain and tailored approach to creating guaranteed income in retirement.

  • Identify your income needs and any potential gaps
  • Determine the amount of income needed to fill the gap
  • Select a payout option
The SecureProvider annuity can give you confidence knowing your retirement income is locked-in and guaranteed regardless of the ups and downs in the market.
  • Select from a variety of payout options that can be tailored to best meet your income needs
  • The SecureProvider annuity offers you access to a lump sum withdrawal which provides you added flexibility when you need it.

The income guarantees provided by the SecureProvider immediate annuity are backed by the strength and soundness of RiverSource Life Insurance Company and RiverSource Life Insurance Co. of New York.

This simple, certain and tailored solution helps you fill the gap and live a more secure retirement. Talk to your financial advisor today to learn how the SecureProvider immediate annuity can help meet your income needs.

Talk to an Advisor

Talk to an advisor to discuss how RiverSource solutions can help you. Don’t Have an Advisor? Find an Ameriprise Financial Advisor who is right for you.

The SecureProvider immediate annuity is not a pension plan. A pension plan is required to meet the federal law requirements of the Employee Retirement Income Security Act of 1974 (ERISA).

Before you purchase an immediate annuity be sure to ask your financial advisor about the annuity's features and benefits and whether the annuity is appropriate for you based on your financial situation and objectives.

Withdrawals are subject to income taxes and withdrawals before age 59-1/2 from a Guaranteed Period payout option may incur an IRS 10% early withdrawal penalty.

There is no guarantee that the SecureProvider income annuity will keep up with inflation.

View important information about annuities.

Contract numbers: ICC14 130104, 130104 and state variations thereof. In NY: 139567.
111970 C

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This information is for a general audience and is not intended to address individual financial situations or needs. RiverSource Life Insurance Company/RiverSource Life Insurance Co. of New York does not provide investment advice.

Annuity and insurance products are issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Variable products are distributed by RiverSource Distributors Inc., Minneapolis, Minnesota.