RiverSource® Immediate Annuity Disclosures

About Immediate Annuities

Immediate annuities are long-term insurance products. Before you purchase, be sure to ask your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives.

RiverSource Life Insurance Company / RiverSource Life Insurance Co. of New York offers several different annuities which your investment professional may be authorized to offer you. Each annuity has different features and benefits that may be appropriate for you based on your financial situation and needs, your risk tolerance, your age and how you intend to use the annuity. The different features and benefits may include interest rates amounts, guarantees, bonus crediting, surrender charge schedules, optional riders and access to annuity account values. The fees and charges may also be different among the annuity contracts we offer.

Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc.

The guarantees offered by RiverSource immediate annuities are backed by the strength and soundness of RiverSource Life Insurance Company and RiverSource Life Insurance Co. of New York and are subject to their continued claims-paying ability.

SecureProvider®  immediate annuity: Form number ICC14 130104, 130104 and state variations thereof. In New York, 139567.


Immediate annuities:

  • Are note a deposit of any bank or bank affiliate
  • Are not FDIC insured
  • Are not insured by any federal government agency
  • Are not bank guaranteed