Indexed Universal Life Insurance

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Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
delaware

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
florida

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
georgia

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
hawaii

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
idaho

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
illinois

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
indiana

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
iowa

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
kansas

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
kentucky

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
louisiana

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
maine

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
maryland

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
massachusetts

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
michigan

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
minnesota

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
mississippi

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
missouri

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
montana

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
nebraska

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
nevada

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
new-hampshire

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
new-jersey

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
new-mexico

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
new-york

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
north-carolina

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
north-dakota

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
ohio

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
oklahoma

Contact a financial advisor to learn about resources that are available to you

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
291666-OR
oregon

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
pennsylvania

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
rhode-island

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
south-carolina

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
south-dakota

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
tennessee

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
texas

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
utah

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
vermont

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
virginia

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
washington

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
west-virginia

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
wisconsin

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
wyoming

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
district-of-columbia
default

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
alaska

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
alabama

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
arizona

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
arkansas

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
california

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
colorado

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.
View important information about indexed universal life insurance.
 
115508
connecticut