Indexed Universal Life Insurance

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Contact a financial advisor to learn about resources that are available to you

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

291666-OR
oregon

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Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

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Indexed Universal Life Insurance

indexed-universal-life-insurance-content

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
new-mexico

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
new-york

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
north-carolina

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
north-dakota

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
ohio

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
oklahoma

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
pennsylvania

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
rhode-island

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
south-carolina

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
south-dakota

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
tennessee

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
texas

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
utah

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
vermont

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
virginia

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
alaska

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
washington

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
west-virginia

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
wisconsin

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
wyoming

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
district-of-columbia

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
alabama

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
arizona

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
arkansas

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
california

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
colorado

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
connecticut

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
delaware

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
florida

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
georgia

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
hawaii

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
idaho

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
illinois

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
indiana

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
iowa

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
kansas

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
kentucky

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
louisiana

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
maine

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
maryland

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
massachusetts

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
michigan

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
minnesota

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
mississippi

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
missouri

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
montana

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
nebraska

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
nevada

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
new-hampshire

Upside potential, downside protection and global options

RiverSource's indexed universal life insurance suite of products provides the opportunity to grow wealth with protection from market downturns. It offers lifetime insurance protection and efficient growth of your assets through indexed-based interest crediting — without the impact of negative market returns. We have three indexed solutions that could help you meet your goals.

 

Core benefits of our indexed universal life insurance solutions:

  • Permanent insurance protection that can provide an income tax-free death benefit to your heirs
  • Fixed and indexed account options
  • Income tax-advantaged growth based on the interest crediting rates linked to the performance of one or more indicies
  • A source of tax-free income through withdrawals or loans (when properly structured)
  • Protection of your principal and accumulated cash value from negative market returns
  • Additional flexibility through optional riders for an additional cost

RiverSource® Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Choices in several indexed account options
  • Opportunity for higher potential interest rates over time

RiverSource® Survivorship Multi-Index universal life insurance offers:

  • All core benefits listed above and
  • Coverage on two lives
  • Choices in several indexed account options including global
  • Opportunity for higher potential interest rates over time

RiverSource® Indexed universal life 2 insurance offers:

  • All core benefits listed above and
  • Simple design using one well-known index with two crediting options
  • No Lapse Guarantee option up to age 90 or 20 years if later.

Our RiverSource indexed universal life insurance products may not be available in all states. Contact your financial advisor for more details.

RiverSource Multi-Index universal life insurance

See brochure

RiverSource Survivorship Multi-Index universal life insurance

See brochure

RiverSource indexed universal life 2 insurance

See brochure

 

Talk to an advisor

Talk to an Ameriprise advisor to discuss how RiverSource solutions can help you. Don’t have an advisor? Find one who is right for you now.

Find an advisor

This product is not a variable contract or investment contract. Although the policy will be affected by changes in the external indices that are used to determine indexed account interest, the policy does not invest directly in any stock or equity investments.

View important information about indexed universal life insurance.

116805
new-jersey