Take charge of your retirement by adding optional benefits to your annuity
RiverSource® annuities can help with a wide range of retirement needs, including protecting your wealth, providing lifetime income guarantees and leaving a legacy. Optional benefits, available for an additional fee, can be added to your annuity contract to meet your specific goals and needs.
Types of optional benefits
There are two types of optional benefits: living benefits and death benefits. An optional benefit can be added to certain annuity contracts to help solve a specific need such as income protection, growth opportunities and/or maximizing what you leave behind. Optional benefits must be chosen at the time you open an annuity.
Optional living benefits
RiverSource® variable annuities can help you address the challenges of retirement with more confidence and build your retirement portfolio in a number of powerful ways. We offer optional living benefits for an additional fee that can help you live more confidently throughout retirement by:
- Protecting your investment
- Offering opportunities for guaranteed income growth while accumulating
- Providing guaranteed income for life
Optional death benefits
RiverSource® variable annuities can help you share a legacy with your beneficiaries and ensure the people and causes that mean the most to you receive as much as possible. We offer optional death benefits for an additional fee to help you:
- Grow – Opportunities to lock in gains on your contract anniversary
- Guarantee – Protect your principal regardless of market performance
- Give – Maximize the wealth you are able to leave behind
Learn more about RiverSource death benefits.