Optional Benefits

Optional benefits provide increased protection

RiverSource® annuities can help with a wide range of retirement needs, including protecting your wealth, providing lifetime income guarantees and leaving a legacy. Optional benefits, available for an additional fee, can be added to your annuity contract to meet your specific goals and needs.

Living Benefits

Optional living benefits can protect your investment, offer opportunities for guaranteed income growth while you are accumulating, and provide guaranteed income for life.

Death Benefits

Share your legacy with the people and causes you care about with a selection of death benefit options that can help protect your investment for your beneficiaries and even increase what you leave behind.

While adding an optional benefit cannot guarantee that you will overcome all of the retirement challenges, they are designed to help you take charge of your retirement, so you can grow your assets with protection, live more confidently in retirement, and share your legacy with those you love.

New York Living and Death Benefits

RiverSource variable annuities, combined with optional living and death benefits available for an additional fee, help you take charge of every stage of your retirement, so you can grow your assets with protection, live more confidently in retirement, and share your legacy.

Talk with your Ameriprise financial advisor today to learn more about how RiverSource annuities can help you reach your retirement goals. Or, call our Ameriprise Advisor Center at (800) 257-8740 8 a.m. to 5 p.m. Central time Monday through Friday.

The guarantees offered by RiverSource® annuities are backed by the strength and soundness of RiverSource Life Insurance Company, and in New York by RiverSource Life Insurance Co. of New York, and are subject to their continued claims-paying ability. These guarantees do not apply to the performance of the investments in your annuity, which will vary with market conditions.

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